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Living in Georgetown, KY

Suburb in Kentucky

Georgetown is a suburb in Kentucky, home to about 38,000 people, with 497,000 living within 31 mi. Day to day, most trips are by car. Life moves at a relaxed pace, and homes are mostly houses.

Is Georgetown a good place to live? Pros and cons

👍 Pros

  • Low taxes: about $1,066 state income tax per resident, 0.71% property tax
  • Dog-friendly: 3 dog parks within 9 mi
  • Affordable housing: a typical 3-bedroom home is about $315k and rents for $1,740 a month
  • Safe: violent crime is 0.3× the US rate (FBI 2019)

👎 Cons

  • Fewer outdoor escapes: no big hills or water close by
  • Smaller job market: about 497,000 people live within 31 mi
  • Fewer graduates: 33% of adults have a bachelor's degree or higher
  • Cloudier than most places

Whether it's a good place for you depends on what you value. Take the quiz to see how Georgetown ranks against your own priorities.

Key facts

Population
38,000
497,000 within 31 mi
Winter / summer highs
45°F / 86°F
Average daily highs · 15″ snow a year
3-bedroom home
$315k
Typical value (Zillow)
3-bedroom rent
$1,740/mo
Incl. utilities (HUD)
Cost of living
93
US average = 100 (BEA)
Taxes
$1,066
State income tax per resident · 0.71% property tax
Safety
0.3× US
Violent crime vs US (FBI 2019)
Natural disasters
4 since 2000
Declared in the county · mainly flooding, tornadoes
Top-rated hospitals
2
4–5★ within 31 mi (CMS)
Public schools
Average
Tests close to US average · 19 students per teacher
Adults with a degree
33%
1 research university within 31 mi
Nearest major airport
CVG
58 mi away

Living in Georgetown: common questions

What is the cost of living in Georgetown?

A typical 3-bedroom home is worth about $315k, and a 3-bedroom rents for about $1,740 a month including utilities. Overall living costs are below the US average (index 93, where the US is 100).

What are taxes like in Georgetown?

Kentucky collects about $1,066 in state income tax per resident, and homeowners here pay about 0.71% of their home's value in property tax each year.

Is Georgetown safe?

Violent crime is well below the national rate (0.3× in FBI 2019 data).

How are the schools in Georgetown?

Public schools in Georgetown test close to the US average in math and reading (2018–19 state tests, put on one national scale with NAEP), with about 19 students per teacher.

What is the weather like in Georgetown?

Georgetown has cool winters: winter days average around 45°F and summer days around 86°F, with roughly 15″ of snow a year.

Does Georgetown get natural disasters?

Natural disaster risk is low, mainly from flooding, tornadoes and strong wind: 4 federally declared disasters have hit the county since 2000, and FEMA expects about 0.95 deaths or injuries per 100,000 residents a year.

What is the nearest major airport to Georgetown?

The nearest major airport is CVG, about 58 mi away.

How Georgetown scores

Each bar compares Georgetown with the other 1,990 places in Best Life Fit Me. A dot shows where it sits between two ends, such as major metro and small town; neither end is better. Coloured bars run from poor (red) to excellent (green).

🏙️City sizeSmall city Major metroSmall town
🏘️Urban or quietSuburban Dense & urbanQuiet / rural
🚶Getting aroundMostly car Walk & transitCar essential
🌲Culture or natureStrong culture scene Culture & nightlifeNature on the doorstep
🌡️ClimateCool winters Warm all yearLong, snowy winters
💰Cost of livingAffordable Very expensiveVery affordable
⏱️PaceRelaxed Very fast-pacedSlow & calm
🤝CommunityPrivate AnonymousTight-knit community
🏡HousingMostly houses ApartmentsHouses with yards
🏷️Affordable housingExcellent
💸Low taxesExcellent
💼Job marketBelow average
🏥HealthcareGood
🏫SchoolsAverage
🎓EducationBelow average
🧸Kids & familyGood
🐕Dog-friendlyExcellent
⛰️OutdoorsPoor
🎭CultureAverage
👮SafetyVery safe
🌪️Few natural disastersGood
☀️SunnyBelow average
🌤️Mild summersGood
✈️AirportGood

Places like Georgetown

These places have the most similar overall profile across all 24 aspects.

The circle is each place's all-round score out of 100: the average of its 15 quality scores, from red (poor) to green (excellent).

Nicholasville, KYSuburb62 $283k$1,740/moVery safe Liberty, MOSuburb66 $293k$1,770/moNo crime data Owasso, OKSuburb62 $278k$1,600/moVery safe Jeffersonville, INSuburb61 $249k$1,630/moSafe Greenwood, INSuburb66 $292k$1,910/moVery safe Greer, SCSmall city66 $309k$1,610/moModerate crime

Nearby

Lexington, KYMid-size city · 13 mi away54 $312k$1,740/moSafe Frankfort, KYSmall city · 17 mi away48 $254k$1,410/moSafe Nicholasville, KYSuburb · 23 mi away62 $283k$1,740/moVery safe Richmond, KYSmall city · 37 mi away52 $294k$1,260/moVery safe Independence, KYSuburb · 51 mi away68 $307k$1,790/moVery safe Florence, KYSuburb · 54 mi away60 $286k$1,790/moSafe

See all the best places to live in Kentucky.

Is Georgetown right for you?

Answer 27 quick questions and see how it ranks against your priorities.

Take the free quiz →

Sources: US Census ACS 2019–2023, Census State Tax Collections FY2025, Zillow 3-bedroom ZHVI, HUD Fair Market Rents, BEA Regional Price Parities 2024, FBI 2019, FEMA National Risk Index v1.20, OpenFEMA disaster declarations, NOAA Normals 1991–2020, NASA POWER, CMS, NCES IPEDS 2023, IMLS, OpenStreetMap. How scores work.