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Living in Florence, KY

Suburb in Kentucky

Florence is a suburb in Kentucky, home to about 32,000 people, with 1.4 million living within 31 mi. Day to day, most trips are by car. Life moves at a moderate pace, and homes are mostly apartments.

Is Florence a good place to live? Pros and cons

👍 Pros

  • Strong healthcare: 10 top-rated (4–5★) hospitals within 31 mi
  • Easy flying: CVG is 4 mi away
  • Affordable housing: a typical 3-bedroom home is about $286k and rents for $1,790 a month
  • Low taxes: about $1,066 state income tax per resident, 0.92% property tax

👎 Cons

  • Few dog parks: 4 within 9 mi
  • Fewer outdoor escapes: no big hills or water close by
  • Smaller job market: about 1.4 million people live within 31 mi
  • Fewer graduates: 26% of adults have a bachelor's degree or higher

Whether it's a good place for you depends on what you value. Take the quiz to see how Florence ranks against your own priorities.

Key facts

Population
32,000
1.4 million within 31 mi
Winter / summer highs
42°F / 85°F
Average daily highs · 23″ snow a year
3-bedroom home
$286k
Typical value (Zillow)
3-bedroom rent
$1,790/mo
Incl. utilities (HUD)
Cost of living
95
US average = 100 (BEA)
Taxes
$1,066
State income tax per resident · 0.92% property tax
Safety
0.4× US
Violent crime vs US (FBI 2019)
Natural disasters
3 since 2000
Declared in the county · mainly cold waves, tornadoes
Top-rated hospitals
10
4–5★ within 31 mi (CMS)
Public schools
Below average
Tests below US average · 15 students per teacher
Adults with a degree
26%
1 research university within 31 mi
Nearest major airport
CVG
4 mi away

Living in Florence: common questions

What is the cost of living in Florence?

A typical 3-bedroom home is worth about $286k, and a 3-bedroom rents for about $1,790 a month including utilities. Overall living costs are below the US average (index 95, where the US is 100).

What are taxes like in Florence?

Kentucky collects about $1,066 in state income tax per resident, and homeowners here pay about 0.92% of their home's value in property tax each year.

Is Florence safe?

Violent crime is well below the national rate (0.4× in FBI 2019 data).

How are the schools in Florence?

Public schools in Florence test below the US average in math and reading (2018–19 state tests, put on one national scale with NAEP), with about 15 students per teacher.

What is the weather like in Florence?

Florence has cold winters: winter days average around 42°F and summer days around 85°F, with roughly 23″ of snow a year.

Does Florence get natural disasters?

Natural disaster risk is low, mainly from cold waves, tornadoes and flooding: 3 federally declared disasters have hit the county since 2000, and FEMA expects about 1.19 deaths or injuries per 100,000 residents a year.

What is the nearest major airport to Florence?

The nearest major airport is CVG, about 4 mi away.

How Florence scores

Each bar compares Florence with the other 1,990 places in Best Life Fit Me. A dot shows where it sits between two ends, such as major metro and small town; neither end is better. Coloured bars run from poor (red) to excellent (green).

🏙️City sizeSmall city Major metroSmall town
🏘️Urban or quietUrban Dense & urbanQuiet / rural
🚶Getting aroundMostly car Walk & transitCar essential
🌲Culture or natureCulture & nightlife Culture & nightlifeNature on the doorstep
🌡️ClimateCold winters Warm all yearLong, snowy winters
💰Cost of livingAffordable Very expensiveVery affordable
⏱️PaceModerate pace Very fast-pacedSlow & calm
🤝CommunitySome community feel AnonymousTight-knit community
🏡HousingMostly apartments ApartmentsHouses with yards
🏷️Affordable housingExcellent
💸Low taxesExcellent
💼Job marketBelow average
🏥HealthcareExcellent
🏫SchoolsBelow average
🎓EducationBelow average
🧸Kids & familyGood
🐕Dog-friendlyPoor
⛰️OutdoorsPoor
🎭CultureGood
👮SafetySafe
🌪️Few natural disastersExcellent
☀️SunnyBelow average
🌤️Mild summersGood
✈️AirportExcellent

Places like Florence

These places have the most similar overall profile across all 24 aspects.

The circle is each place's all-round score out of 100: the average of its 15 quality scores, from red (poor) to green (excellent).

Fairfield, OHSuburb63 $286k$1,790/moVery safe Grove City, OHSuburb58 $316k$1,720/moVery safe Covington, KYSuburb58 $231k$1,790/moModerate crime Jeffersontown, KYSuburb56 $275k$1,630/moVery safe Hamilton, OHSuburb59 $285k$1,790/moModerate crime Hampton, VASuburb58 $268k$2,380/moSafe

Nearby

Independence, KYSuburb · 6 mi away68 $307k$1,790/moVery safe Covington, KYSuburb · 7 mi away58 $231k$1,790/moModerate crime Cincinnati, OHBig city · 13 mi away56 $240k$1,790/moHigher crime Fairfield, OHSuburb · 24 mi away63 $286k$1,790/moVery safe Hamilton, OHSuburb · 28 mi away59 $285k$1,790/moModerate crime Mason, OHSuburb · 31 mi away73 $361k$1,790/moVery safe

See all the best places to live in Kentucky.

Is Florence right for you?

Answer 27 quick questions and see how it ranks against your priorities.

Take the free quiz →

Sources: US Census ACS 2019–2023, Census State Tax Collections FY2025, Zillow 3-bedroom ZHVI, HUD Fair Market Rents, BEA Regional Price Parities 2024, FBI 2019, FEMA National Risk Index v1.20, OpenFEMA disaster declarations, NOAA Normals 1991–2020, NASA POWER, CMS, NCES IPEDS 2023, IMLS, OpenStreetMap. How scores work.