Places › Kentucky › Covington

Living in Covington, KY

Suburb in Kentucky

Covington is a suburb in Kentucky, home to about 41,000 people, with 1.4 million living within 31 mi. Day to day, much of daily life is walkable. Life moves at a moderate pace, and homes are a mix of apartments and houses.

Is Covington a good place to live? Pros and cons

👍 Pros

  • Strong healthcare: 10 top-rated (4–5★) hospitals within 31 mi
  • Easy flying: CVG is 8 mi away
  • Affordable housing: a typical 3-bedroom home is about $231k and rents for $1,790 a month
  • Mild summers: highs around 85°F

👎 Cons

  • Fewer outdoor escapes: no big hills or water close by
  • Cloudier than most places
  • Few dog parks: 12 within 9 mi
  • Smaller job market: about 1.4 million people live within 31 mi

Whether it's a good place for you depends on what you value. Take the quiz to see how Covington ranks against your own priorities.

Key facts

Population
41,000
1.4 million within 31 mi
Winter / summer highs
43°F / 85°F
Average daily highs · 23″ snow a year
3-bedroom home
$231k
Typical value (Zillow)
3-bedroom rent
$1,790/mo
Incl. utilities (HUD)
Cost of living
95
US average = 100 (BEA)
Taxes
$1,066
State income tax per resident · 1.11% property tax
Safety
1.2× US
Violent crime vs US (FBI 2019)
Natural disasters
6 since 2000
Declared in the county · mainly flooding, tornadoes
Top-rated hospitals
10
4–5★ within 31 mi (CMS)
Adults with a degree
32%
1 research university within 31 mi
Nearest major airport
CVG
8 mi away

Living in Covington: common questions

What is the cost of living in Covington?

A typical 3-bedroom home is worth about $231k, and a 3-bedroom rents for about $1,790 a month including utilities. Overall living costs are below the US average (index 95, where the US is 100).

What are taxes like in Covington?

Kentucky collects about $1,066 in state income tax per resident, and homeowners here pay about 1.11% of their home's value in property tax each year.

Is Covington safe?

Violent crime is somewhat above the national rate (1.2× in FBI 2019 data).

What is the weather like in Covington?

Covington has cold winters: winter days average around 43°F and summer days around 85°F, with roughly 23″ of snow a year.

Does Covington get natural disasters?

Natural disaster risk is moderate, mainly from flooding, tornadoes and cold waves: 6 federally declared disasters have hit the county since 2000, and FEMA expects about 0.77 deaths or injuries per 100,000 residents a year.

What is the nearest major airport to Covington?

The nearest major airport is CVG, about 8 mi away.

How Covington scores

Each bar compares Covington with the other 1143 places in Best Life Fit Me. A dot shows where it sits between two ends, such as major metro and small town; neither end is better. Coloured bars run from poor (red) to excellent (green).

🏙️City size Small city Major metroSmall town
🏘️Urban or quiet Urban Dense & urbanQuiet / rural
🚶Getting around Mostly walkable Walk & transitCar essential
🌲Culture or nature Culture & nightlife Culture & nightlifeNature on the doorstep
🌡️Climate Cold winters Warm all yearLong, snowy winters
💰Cost of living Affordable Very expensiveVery affordable
⏱️Pace Moderate pace Very fast-pacedSlow & calm
🤝Community Some community feel AnonymousTight-knit community
🏡Housing Apartments & houses ApartmentsHouses with yards
🏷️Affordable housing Excellent
💸Low taxes Good
💼Job market Below average
🏥Healthcare Excellent
🎓Education Average
🧸Kids & family Average
🐕Dog-friendly Below average
⛰️Outdoors Below average
🎭Culture Good
🛡️Safety Moderate crime
🌪️Few natural disasters Good
☀️Sunny Below average
🌤️Mild summers Good
✈️Airport Excellent

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Is Covington right for you?

Answer 27 quick questions and see how it ranks against your priorities.

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Sources: US Census ACS 2019–2023, Census State Tax Collections FY2025, Zillow 3-bedroom ZHVI, HUD Fair Market Rents, BEA Regional Price Parities 2024, FBI 2019, FEMA National Risk Index v1.20, OpenFEMA disaster declarations, NOAA Normals 1991–2020, NASA POWER, CMS, NCES IPEDS 2023, IMLS, OpenStreetMap. How scores work.