Places › Kentucky › Richmond

Living in Richmond, KY

Small city in Kentucky

Richmond is a small city in Kentucky, home to about 35,000 people, with 491,000 living within 31 mi. Day to day, there is some transit, though many people drive. Life moves at a relaxed pace, and homes are mostly apartments.

Is Richmond a good place to live? Pros and cons

👍 Pros

  • Affordable housing: a typical 3-bedroom home is about $294k and rents for $1,260 a month
  • Low taxes: about $1,066 state income tax per resident, 0.8% property tax
  • Strong healthcare: 6 top-rated (4–5★) hospitals within 31 mi
  • Safe: violent crime is 0.5× the US rate (FBI 2019)

👎 Cons

  • Fewer family amenities than most places
  • Smaller job market: about 491,000 people live within 31 mi
  • Fewer outdoor escapes: no big hills or water close by
  • Quieter on culture: few museums and attractions nearby

Whether it's a good place for you depends on what you value. Take the quiz to see how Richmond ranks against your own priorities.

Key facts

Population
35,000
491,000 within 31 mi
Winter / summer highs
45°F / 86°F
Average daily highs · 1″ snow a year
3-bedroom home
$294k
Typical value (Zillow)
3-bedroom rent
$1,260/mo
Incl. utilities (HUD)
Cost of living
93
US average = 100 (BEA)
Taxes
$1,066
State income tax per resident · 0.8% property tax
Safety
0.5× US
Violent crime vs US (FBI 2019)
Natural disasters
13 since 2000
Declared in the county · mainly flooding, tornadoes
Top-rated hospitals
6
4–5★ within 31 mi (CMS)
Public schools
Average
Tests close to US average · 19 students per teacher
Adults with a degree
34%
1 research university within 31 mi
Nearest major airport
SDF
84 mi away

Living in Richmond: common questions

What is the cost of living in Richmond?

A typical 3-bedroom home is worth about $294k, and a 3-bedroom rents for about $1,260 a month including utilities. Overall living costs are below the US average (index 93, where the US is 100).

What are taxes like in Richmond?

Kentucky collects about $1,066 in state income tax per resident, and homeowners here pay about 0.8% of their home's value in property tax each year.

Is Richmond safe?

Violent crime is well below the national rate (0.5× in FBI 2019 data).

How are the schools in Richmond?

Public schools in Richmond test close to the US average in math and reading (2018–19 state tests, put on one national scale with NAEP), with about 19 students per teacher.

What is the weather like in Richmond?

Richmond has cool winters: winter days average around 45°F and summer days around 86°F.

Does Richmond get natural disasters?

Natural disaster risk is moderate, mainly from flooding, tornadoes and cold waves: 13 federally declared disasters have hit the county since 2000, and FEMA expects about 1.28 deaths or injuries per 100,000 residents a year.

What is the nearest major airport to Richmond?

The nearest major airport is SDF, about 84 mi away.

How Richmond scores

Each bar compares Richmond with the other 1,990 places in Best Life Fit Me. A dot shows where it sits between two ends, such as major metro and small town; neither end is better. Coloured bars run from poor (red) to excellent (green).

🏙️City sizeSmall town Major metroSmall town
🏘️Urban or quietSuburban Dense & urbanQuiet / rural
🚶Getting aroundSome transit Walk & transitCar essential
🌲Culture or natureCulture & nature Culture & nightlifeNature on the doorstep
🌡️ClimateCool winters Warm all yearLong, snowy winters
💰Cost of livingVery affordable Very expensiveVery affordable
⏱️PaceRelaxed Very fast-pacedSlow & calm
🤝CommunityPrivate AnonymousTight-knit community
🏡HousingApartments ApartmentsHouses with yards
🏷️Affordable housingExcellent
💸Low taxesExcellent
💼Job marketPoor
🏥HealthcareExcellent
🏫SchoolsAverage
🎓EducationBelow average
🧸Kids & familyPoor
🐕Dog-friendlyGood
⛰️OutdoorsPoor
🎭CulturePoor
👮SafetyVery safe
🌪️Few natural disastersGood
☀️SunnyAverage
🌤️Mild summersGood
✈️AirportAverage

Places like Richmond

These places have the most similar overall profile across all 24 aspects.

The circle is each place's all-round score out of 100: the average of its 15 quality scores, from red (poor) to green (excellent).

Columbia, MOCollege town54 $287k$1,570/moSafe Cookeville, TNSmall city49 $328k$1,410/moSafe Jefferson City, MOSmall city47 $266k$1,270/moSafe Lafayette, INSmall city53 $263k$1,490/moModerate crime Conway, ARSmall city46 $229k$1,540/moModerate crime Oxford, MSCollege town51 $414k$1,540/moNo crime data

Nearby

Nicholasville, KYSuburb · 18 mi away62 $283k$1,740/moVery safe Lexington, KYMid-size city · 23 mi away54 $312k$1,740/moSafe Georgetown, KYSuburb · 37 mi away63 $315k$1,740/moVery safe Frankfort, KYSmall city · 45 mi away48 $254k$1,410/moSafe Jeffersontown, KYSuburb · 77 mi away56 $275k$1,630/moVery safe Louisville, KYBig city · 79 mi away48 $276k$1,630/moHigher crime

See all the best places to live in Kentucky.

Is Richmond right for you?

Answer 27 quick questions and see how it ranks against your priorities.

Take the free quiz →

Sources: US Census ACS 2019–2023, Census State Tax Collections FY2025, Zillow 3-bedroom ZHVI, HUD Fair Market Rents, BEA Regional Price Parities 2024, FBI 2019, FEMA National Risk Index v1.20, OpenFEMA disaster declarations, NOAA Normals 1991–2020, NASA POWER, CMS, NCES IPEDS 2023, IMLS, OpenStreetMap. How scores work.