Places › Florida › Temple Terrace

Living in Temple Terrace, FL

Suburb in Florida

Temple Terrace is a suburb in Florida, home to about 27,000 people, with 2.8 million living within 31 mi. Day to day, there is some transit, though many people drive. Life moves at a fast pace, and homes are mostly apartments.

Is Temple Terrace a good place to live? Pros and cons

👍 Pros

  • Strong healthcare: 10 top-rated (4–5★) hospitals within 31 mi
  • Easy flying: TPA is 11 mi away
  • Low taxes: no state income tax, 0.79% property tax
  • Safe: violent crime is 0.7× the US rate (FBI 2019)

👎 Cons

  • Fewer family amenities than most places
  • Fewer outdoor escapes: no big hills or water close by
  • Weaker public schools: test results below the US average
  • Few dog parks: 36 within 9 mi

Whether it's a good place for you depends on what you value. Take the quiz to see how Temple Terrace ranks against your own priorities.

Key facts

Population
27,000
2.8 million within 31 mi
Winter / summer highs
73°F / 91°F
Average daily highs
3-bedroom home
$332k
Typical value (Zillow)
3-bedroom rent
$2,530/mo
Incl. utilities (HUD)
Cost of living
101
US average = 100 (BEA)
Taxes
No income tax
State income tax per resident · 0.79% property tax
Safety
0.7× US
Violent crime vs US (FBI 2019)
Natural disasters
13 since 2000
Declared in the county · mainly flooding, hurricanes
Top-rated hospitals
10
4–5★ within 31 mi (CMS)
Public schools
Below average
Tests below US average · 16 students per teacher
Adults with a degree
43%
1 research university within 31 mi
Nearest major airport
TPA
11 mi away

Living in Temple Terrace: common questions

What is the cost of living in Temple Terrace?

A typical 3-bedroom home is worth about $332k, and a 3-bedroom rents for about $2,530 a month including utilities. Overall living costs are close to the US average (index 101, where the US is 100).

What are taxes like in Temple Terrace?

Florida has no state income tax, and homeowners here pay about 0.79% of their home's value in property tax each year.

Is Temple Terrace safe?

Violent crime is well below the national rate (0.7× in FBI 2019 data).

How are the schools in Temple Terrace?

Public schools in Temple Terrace test below the US average in math and reading (2018–19 state tests, put on one national scale with NAEP), with about 16 students per teacher.

What is the weather like in Temple Terrace?

Temple Terrace is warm all year: winter days average around 73°F and summer days around 91°F.

Does Temple Terrace get natural disasters?

Natural disaster risk is moderate, mainly from flooding, hurricanes and tornadoes: 13 federally declared disasters have hit the county since 2000, and FEMA expects about 0.72 deaths or injuries per 100,000 residents a year.

What is the nearest major airport to Temple Terrace?

The nearest major airport is TPA, about 11 mi away.

How Temple Terrace scores

Each bar compares Temple Terrace with the other 1,990 places in Best Life Fit Me. A dot shows where it sits between two ends, such as major metro and small town; neither end is better. Coloured bars run from poor (red) to excellent (green).

🏙️City sizeMid-size Major metroSmall town
🏘️Urban or quietUrban Dense & urbanQuiet / rural
🚶Getting aroundSome transit Walk & transitCar essential
🌲Culture or natureCulture & nightlife Culture & nightlifeNature on the doorstep
🌡️ClimateWarm all year Warm all yearLong, snowy winters
💰Cost of livingAverage cost Very expensiveVery affordable
⏱️PaceFast-paced Very fast-pacedSlow & calm
🤝CommunityPrivate AnonymousTight-knit community
🏡HousingMostly apartments ApartmentsHouses with yards
🏷️Affordable housingGood
💸Low taxesExcellent
💼Job marketGood
🏥HealthcareExcellent
🏫SchoolsBelow average
🎓EducationAverage
🧸Kids & familyPoor
🐕Dog-friendlyBelow average
⛰️OutdoorsBelow average
🎭CultureGood
👮SafetySafe
🌪️Few natural disastersGood
☀️SunnyGood
🌤️Mild summersAverage
✈️AirportExcellent

Places like Temple Terrace

These places have the most similar overall profile across all 24 aspects.

The circle is each place's all-round score out of 100: the average of its 15 quality scores, from red (poor) to green (excellent).

Altamonte Springs, FLSuburb58 $328k$2,480/moSafe Egypt Lake-Leto, FLSuburb57 $344k$2,530/moNo crime data East Lake-Orient Park, FLSuburb59 $258k$2,530/moNo crime data Tampa, FLBig city62 $382k$2,530/moSafe Town 'n' Country, FLSuburb61 $344k$2,530/moNo crime data University (Orlando area), FLSuburb59 $320k$2,480/moNo crime data

Nearby

East Lake-Orient Park, FLSuburb · 3 mi away59 $258k$2,530/moNo crime data University (Tampa area), FLSuburb · 4 mi away56 $170k$2,530/moNo crime data Lake Magdalene, FLSuburb · 7 mi away58 $391k$2,530/moNo crime data Egypt Lake-Leto, FLSuburb · 8 mi away57 $344k$2,530/moNo crime data Lutz, FLSuburb · 8 mi away69 $402k$2,530/moNo crime data Tampa, FLBig city · 8 mi away62 $382k$2,530/moSafe

See all the best places to live in Florida.

Is Temple Terrace right for you?

Answer 27 quick questions and see how it ranks against your priorities.

Take the free quiz →

Sources: US Census ACS 2019–2023, Census State Tax Collections FY2025, Zillow 3-bedroom ZHVI, HUD Fair Market Rents, BEA Regional Price Parities 2024, FBI 2019, FEMA National Risk Index v1.20, OpenFEMA disaster declarations, NOAA Normals 1991–2020, NASA POWER, CMS, NCES IPEDS 2023, IMLS, OpenStreetMap. How scores work.