Living in Lutz, FL
Suburb in Florida
Lutz is a suburb in Florida, home to about 27,000 people, with 2.9 million living within 31 mi. Day to day, a car is essential. Life moves at a relaxed pace, and homes are mostly houses with yards.
Is Lutz a good place to live? Pros and cons
👍 Pros
- Strong healthcare: 10 top-rated (4–5★) hospitals within 31 mi
- Easy flying: TPA is 12 mi away
- Dog-friendly: 25 dog parks within 9 mi
- Low taxes: no state income tax, 0.81% property tax
👎 Cons
- Fewer outdoor escapes: no big hills or water close by
Whether it's a good place for you depends on what you value. Take the quiz to see how Lutz ranks against your own priorities.
Key facts
👥Population
27,000
2.9 million within 31 mi
🌡️Winter / summer highs
73°F / 91°F
Average daily highs
🏠3-bedroom home
$402k
Typical value (Zillow)
🔑3-bedroom rent
$2,530/mo
Incl. utilities (HUD)
🛒Cost of living
101
US average = 100 (BEA)
🧾Taxes
No income tax
State income tax per resident · 0.81% property tax
👮Safety
No data
Not in FBI 2019 city table
🌪️Natural disasters
13 since 2000
Declared in the county · mainly hurricanes, flooding
🏥Top-rated hospitals
10
4–5★ within 31 mi (CMS)
🏫Public schools
Excellent
Tests well above US average · 16 students per teacher
🎓Adults with a degree
51%
1 research university within 31 mi
✈️Nearest major airport
TPA
12 mi away
Living in Lutz: common questions
💰What is the cost of living in Lutz?
A typical 3-bedroom home is worth about $402k, and a 3-bedroom rents for about $2,530 a month including utilities. Overall living costs are close to the US average (index 101, where the US is 100).
🧾What are taxes like in Lutz?
Florida has no state income tax, and homeowners here pay about 0.81% of their home's value in property tax each year.
👮Is Lutz safe?
Lutz isn't in the FBI's 2019 city crime table, so Best Life Fit Me counts its safety as average.
🏫How are the schools in Lutz?
Public schools in Lutz test well above the US average in math and reading (2018–19 state tests, put on one national scale with NAEP), with about 16 students per teacher.
☀️What is the weather like in Lutz?
Lutz is warm all year: winter days average around 73°F and summer days around 91°F.
🌪️Does Lutz get natural disasters?
Natural disaster risk is moderate, mainly from hurricanes, flooding and tornadoes: 13 federally declared disasters have hit the county since 2000, and FEMA expects about 0.73 deaths or injuries per 100,000 residents a year.
✈️What is the nearest major airport to Lutz?
The nearest major airport is TPA, about 12 mi away.
How Lutz scores
Each bar compares Lutz with the other 1,990 places in Best Life Fit Me. A dot shows where it sits between two ends, such as major metro and small town; neither end is better. Coloured bars run from poor (red) to excellent (green).
🏙️City sizeMid-size
Major metroSmall town
🏘️Urban or quietQuiet / rural
Dense & urbanQuiet / rural
🚶Getting aroundCar essential
Walk & transitCar essential
🌲Culture or natureStrong culture scene
Culture & nightlifeNature on the doorstep
🌡️ClimateWarm all year
Warm all yearLong, snowy winters
💰Cost of livingAverage cost
Very expensiveVery affordable
⏱️PaceRelaxed
Very fast-pacedSlow & calm
🤝CommunityFriendly community
AnonymousTight-knit community
🏡HousingHouses with yards
ApartmentsHouses with yards
🏷️Affordable housingAverage
💸Low taxesExcellent
💼Job marketGood
🏥HealthcareExcellent
🏫SchoolsExcellent
🎓EducationGood
🧸Kids & familyGood
🐕Dog-friendlyExcellent
⛰️OutdoorsBelow average
🎭CultureAverage
👮SafetyNo crime data (counted as average)
🌪️Few natural disastersGood
☀️SunnyGood
🌤️Mild summersAverage
✈️AirportExcellent
Places like Lutz
These places have the most similar overall profile across all 24 aspects.
72The circle is each place's all-round score out of 100: the average of its 15 quality scores, from red (poor) to green (excellent).
🏡Keystone, FLSuburb68
🏠$703k🔑$2,530/mo👮No crime data
🏡Land O' Lakes, FLSuburb66
🏠$407k🔑$2,530/mo👮No crime data
🏡Oviedo, FLSuburb69
🏠$401k🔑$2,480/mo👮Very safe
🏡Fruit Cove, FLSuburb67
🏠$525k🔑$2,040/mo👮No crime data
🏡Valrico, FLSuburb62
🏠$347k🔑$2,530/mo👮No crime data
🏡Wesley Chapel, FLSuburb68
🏠$334k🔑$2,530/mo👮No crime data
Nearby
🏡University (Tampa area), FLSuburb · 5 mi away56
🏠$170k🔑$2,530/mo👮No crime data
🏡Lake Magdalene, FLSuburb · 5 mi away58
🏠$391k🔑$2,530/mo👮No crime data
🏡Land O' Lakes, FLSuburb · 5 mi away66
🏠$407k🔑$2,530/mo👮No crime data
🏡Carrollwood, FLSuburb · 7 mi away62
🏠$426k🔑$2,530/mo👮No crime data
🏡Temple Terrace, FLSuburb · 8 mi away59
🏠$332k🔑$2,530/mo👮Safe
🏡Citrus Park, FLSuburb · 8 mi away61
🏠$408k🔑$2,530/mo👮No crime data
See all the best places to live in Florida.
Is Lutz right for you?
Answer 27 quick questions and see how it ranks against your priorities.
Sources: US Census ACS 2019–2023, Census State Tax Collections FY2025, Zillow 3-bedroom ZHVI, HUD Fair Market Rents, BEA Regional Price Parities 2024, FBI 2019, FEMA National Risk Index v1.20, OpenFEMA disaster declarations, NOAA Normals 1991–2020, NASA POWER, CMS, NCES IPEDS 2023, IMLS, OpenStreetMap. How scores work.
