Places › Florida › St. Cloud

Living in St. Cloud, FL

Suburb in Florida

St. Cloud is a suburb in Florida, home to about 62,000 people, with 1.7 million living within 31 mi. Day to day, a car is essential. Life moves at a relaxed pace, and homes are mostly houses.

Is St. Cloud a good place to live? Pros and cons

👍 Pros

  • Safe: violent crime is 0.5× the US rate (FBI 2019)
  • Low taxes: no state income tax, 0.76% property tax
  • Strong healthcare: 2 top-rated (4–5★) hospitals within 31 mi
  • Easy flying: MCO is 14 mi away

👎 Cons

  • Quieter on culture: few museums and attractions nearby
  • Fewer graduates: 30% of adults have a bachelor's degree or higher
  • Fewer outdoor escapes: no big hills or water close by

Whether it's a good place for you depends on what you value. Take the quiz to see how St. Cloud ranks against your own priorities.

Key facts

Population
62,000
1.7 million within 31 mi
Winter / summer highs
73°F / 91°F
Average daily highs
3-bedroom home
$355k
Typical value (Zillow)
3-bedroom rent
$2,480/mo
Incl. utilities (HUD)
Cost of living
101
US average = 100 (BEA)
Taxes
No income tax
State income tax per resident · 0.76% property tax
Safety
0.5× US
Violent crime vs US (FBI 2019)
Natural disasters
15 since 2000
Declared in the county · mainly flooding, strong wind
Top-rated hospitals
2
4–5★ within 31 mi (CMS)
Adults with a degree
30%
1 research university within 31 mi
Nearest major airport
MCO
14 mi away

Living in St. Cloud: common questions

What is the cost of living in St. Cloud?

A typical 3-bedroom home is worth about $355k, and a 3-bedroom rents for about $2,480 a month including utilities. Overall living costs are close to the US average (index 101, where the US is 100).

What are taxes like in St. Cloud?

Florida has no state income tax, and homeowners here pay about 0.76% of their home's value in property tax each year.

Is St. Cloud safe?

Violent crime is well below the national rate (0.5× in FBI 2019 data).

What is the weather like in St. Cloud?

St. Cloud is warm all year: winter days average around 73°F and summer days around 91°F.

Does St. Cloud get natural disasters?

Natural disaster risk is moderate, mainly from flooding, strong wind and hurricanes: 15 federally declared disasters have hit the county since 2000, and FEMA expects about 0.24 deaths or injuries per 100,000 residents a year.

What is the nearest major airport to St. Cloud?

The nearest major airport is MCO, about 14 mi away.

How St. Cloud scores

Each bar compares St. Cloud with the other 1143 places in Best Life Fit Me. A dot shows where it sits between two ends, such as major metro and small town; neither end is better. Coloured bars run from poor (red) to excellent (green).

🏙️City size Mid-size Major metroSmall town
🏘️Urban or quiet Suburban Dense & urbanQuiet / rural
🚶Getting around Car essential Walk & transitCar essential
🌲Culture or nature Culture & nature Culture & nightlifeNature on the doorstep
🌡️Climate Warm all year Warm all yearLong, snowy winters
💰Cost of living Average cost Very expensiveVery affordable
⏱️Pace Relaxed Very fast-pacedSlow & calm
🤝Community Friendly community AnonymousTight-knit community
🏡Housing Mostly houses ApartmentsHouses with yards
🏷️Affordable housing Good
💸Low taxes Excellent
💼Job market Average
🏥Healthcare Excellent
🎓Education Below average
🧸Kids & family Average
🐕Dog-friendly Average
⛰️Outdoors Below average
🎭Culture Poor
🛡️Safety Very safe
🌪️Few natural disasters Good
☀️Sunny Good
🌤️Mild summers Average
✈️Airport Excellent

Places like St. Cloud

These places have the most similar overall profile across all 23 aspects.

Nearby

See all the best places to live in Florida.

Is St. Cloud right for you?

Answer 27 quick questions and see how it ranks against your priorities.

Take the free quiz →

Sources: US Census ACS 2019–2023, Census State Tax Collections FY2025, Zillow 3-bedroom ZHVI, HUD Fair Market Rents, BEA Regional Price Parities 2024, FBI 2019, FEMA National Risk Index v1.20, OpenFEMA disaster declarations, NOAA Normals 1991–2020, NASA POWER, CMS, NCES IPEDS 2023, IMLS, OpenStreetMap. How scores work.