Places › Florida › Cape Coral

Living in Cape Coral, FL

Mid-size city in Florida

Cape Coral is a mid-size city in Florida, home to about 206,000 people, with 849,000 living within 31 mi. Day to day, most trips are by car. Life moves at a relaxed pace, and homes are mostly houses with yards.

Is Cape Coral a good place to live? Pros and cons

👍 Pros

  • Easy flying: RSW is 17 mi away
  • Safe: violent crime is 0.3× the US rate (FBI 2019)
  • Low taxes: no state income tax, 0.87% property tax
  • Strong healthcare: 2 top-rated (4–5★) hospitals within 31 mi

👎 Cons

  • Fewer graduates: 26% of adults have a bachelor's degree or higher
  • Fewer family amenities than most places
  • Smaller job market: about 849,000 people live within 31 mi
  • Quieter on culture: few museums and attractions nearby

Whether it's a good place for you depends on what you value. Take the quiz to see how Cape Coral ranks against your own priorities.

Key facts

Population
206,000
849,000 within 31 mi
Winter / summer highs
77°F / 91°F
Average daily highs
3-bedroom home
$334k
Typical value (Zillow)
3-bedroom rent
$2,560/mo
Incl. utilities (HUD)
Cost of living
102
US average = 100 (BEA)
Taxes
No income tax
State income tax per resident · 0.87% property tax
Safety
0.3× US
Violent crime vs US (FBI 2019)
Natural disasters
16 since 2000
Declared in the county · mainly hurricanes, flooding
Top-rated hospitals
2
4–5★ within 31 mi (CMS)
Adults with a degree
26%
No research university within 31 mi
Nearest major airport
RSW
17 mi away

Living in Cape Coral: common questions

What is the cost of living in Cape Coral?

A typical 3-bedroom home is worth about $334k, and a 3-bedroom rents for about $2,560 a month including utilities. Overall living costs are close to the US average (index 102, where the US is 100).

What are taxes like in Cape Coral?

Florida has no state income tax, and homeowners here pay about 0.87% of their home's value in property tax each year.

Is Cape Coral safe?

Violent crime is well below the national rate (0.3× in FBI 2019 data).

What is the weather like in Cape Coral?

Cape Coral is warm all year: winter days average around 77°F and summer days around 91°F.

Does Cape Coral get natural disasters?

Natural disaster risk is moderate, mainly from hurricanes and flooding: 16 federally declared disasters have hit the county since 2000, and FEMA expects about 0.35 deaths or injuries per 100,000 residents a year.

What is the nearest major airport to Cape Coral?

The nearest major airport is RSW, about 17 mi away.

How Cape Coral scores

Each bar compares Cape Coral with the other 1143 places in Best Life Fit Me. A dot shows where it sits between two ends, such as major metro and small town; neither end is better. Coloured bars run from poor (red) to excellent (green).

🏙️City size Mid-size Major metroSmall town
🏘️Urban or quiet Suburban Dense & urbanQuiet / rural
🚶Getting around Mostly car Walk & transitCar essential
🌲Culture or nature Nature nearby Culture & nightlifeNature on the doorstep
🌡️Climate Warm all year Warm all yearLong, snowy winters
💰Cost of living Average cost Very expensiveVery affordable
⏱️Pace Relaxed Very fast-pacedSlow & calm
🤝Community Some community feel AnonymousTight-knit community
🏡Housing Houses with yards ApartmentsHouses with yards
🏷️Affordable housing Good
💸Low taxes Excellent
💼Job market Below average
🏥Healthcare Excellent
🎓Education Poor
🧸Kids & family Poor
🐕Dog-friendly Good
⛰️Outdoors Below average
🎭Culture Below average
🛡️Safety Very safe
🌪️Few natural disasters Good
☀️Sunny Good
🌤️Mild summers Below average
✈️Airport Excellent

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Is Cape Coral right for you?

Answer 27 quick questions and see how it ranks against your priorities.

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Sources: US Census ACS 2019–2023, Census State Tax Collections FY2025, Zillow 3-bedroom ZHVI, HUD Fair Market Rents, BEA Regional Price Parities 2024, FBI 2019, FEMA National Risk Index v1.20, OpenFEMA disaster declarations, NOAA Normals 1991–2020, NASA POWER, CMS, NCES IPEDS 2023, IMLS, OpenStreetMap. How scores work.