Places › Florida › Palm Harbor

Living in Palm Harbor, FL

Suburb in Florida

Palm Harbor is a suburb in Florida, home to about 61,000 people, with 2.4 million living within 31 mi. Day to day, most trips are by car. Life moves at a moderate pace, and homes are a mix of apartments and houses.

Is Palm Harbor a good place to live? Pros and cons

👍 Pros

  • Strong healthcare: 8 top-rated (4–5★) hospitals within 31 mi
  • Low taxes: no state income tax, 0.72% property tax
  • Easy flying: PIE is 13 mi away
  • Sunny: more sunshine and clearer skies than most places

👎 Cons

  • Fewer family amenities than most places

Whether it's a good place for you depends on what you value. Take the quiz to see how Palm Harbor ranks against your own priorities.

Key facts

Population
61,000
2.4 million within 31 mi
Winter / summer highs
71°F / 90°F
Average daily highs
3-bedroom home
$456k
Typical value (Zillow)
3-bedroom rent
$2,530/mo
Incl. utilities (HUD)
Cost of living
101
US average = 100 (BEA)
Taxes
No income tax
State income tax per resident · 0.72% property tax
Safety
No data
Not in FBI 2019 city table
Natural disasters
13 since 2000
Declared in the county · mainly hurricanes, flooding
Top-rated hospitals
8
4–5★ within 31 mi (CMS)
Adults with a degree
39%
1 research university within 31 mi
Nearest major airport
PIE
13 mi away

Living in Palm Harbor: common questions

What is the cost of living in Palm Harbor?

A typical 3-bedroom home is worth about $456k, and a 3-bedroom rents for about $2,530 a month including utilities. Overall living costs are close to the US average (index 101, where the US is 100).

What are taxes like in Palm Harbor?

Florida has no state income tax, and homeowners here pay about 0.72% of their home's value in property tax each year.

Is Palm Harbor safe?

Palm Harbor isn't in the FBI's 2019 city crime table, so Best Life Fit Me counts its safety as average.

What is the weather like in Palm Harbor?

Palm Harbor is warm all year: winter days average around 71°F and summer days around 90°F.

Does Palm Harbor get natural disasters?

Natural disaster risk is moderate, mainly from hurricanes, flooding and tornadoes: 13 federally declared disasters have hit the county since 2000, and FEMA expects about 0.59 deaths or injuries per 100,000 residents a year.

What is the nearest major airport to Palm Harbor?

The nearest major airport is PIE, about 13 mi away.

How Palm Harbor scores

Each bar compares Palm Harbor with the other 1143 places in Best Life Fit Me. A dot shows where it sits between two ends, such as major metro and small town; neither end is better. Coloured bars run from poor (red) to excellent (green).

🏙️City size Mid-size Major metroSmall town
🏘️Urban or quiet Urban Dense & urbanQuiet / rural
🚶Getting around Mostly car Walk & transitCar essential
🌲Culture or nature Culture & nature Culture & nightlifeNature on the doorstep
🌡️Climate Warm all year Warm all yearLong, snowy winters
💰Cost of living Average cost Very expensiveVery affordable
⏱️Pace Moderate pace Very fast-pacedSlow & calm
🤝Community Friendly community AnonymousTight-knit community
🏡Housing Apartments & houses ApartmentsHouses with yards
🏷️Affordable housing Average
💸Low taxes Excellent
💼Job market Average
🏥Healthcare Excellent
🎓Education Average
🧸Kids & family Below average
🐕Dog-friendly Good
⛰️Outdoors Average
🎭Culture Average
🛡️Safety No crime data (counted as average)
🌪️Few natural disasters Good
☀️Sunny Good
🌤️Mild summers Average
✈️Airport Excellent

Places like Palm Harbor

These places have the most similar overall profile across all 23 aspects.

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Is Palm Harbor right for you?

Answer 27 quick questions and see how it ranks against your priorities.

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Sources: US Census ACS 2019–2023, Census State Tax Collections FY2025, Zillow 3-bedroom ZHVI, HUD Fair Market Rents, BEA Regional Price Parities 2024, FBI 2019, FEMA National Risk Index v1.20, OpenFEMA disaster declarations, NOAA Normals 1991–2020, NASA POWER, CMS, NCES IPEDS 2023, IMLS, OpenStreetMap. How scores work.