Places › Florida › Clearwater

Living in Clearwater, FL

Suburb in Florida

Clearwater is a suburb in Florida, home to about 117,000 people, with 2.3 million living within 31 mi. Day to day, much of daily life is walkable. Life moves at a fast pace, and homes are mostly apartments.

Is Clearwater a good place to live? Pros and cons

👍 Pros

  • Strong healthcare: 8 top-rated (4–5★) hospitals within 31 mi
  • Low taxes: no state income tax, 0.73% property tax
  • Easy flying: PIE is 7 mi away
  • Sunny: more sunshine and clearer skies than most places

👎 Cons

  • Fewer family amenities than most places
  • Fewer graduates: 33% of adults have a bachelor's degree or higher

Whether it's a good place for you depends on what you value. Take the quiz to see how Clearwater ranks against your own priorities.

Key facts

Population
117,000
2.3 million within 31 mi
Winter / summer highs
72°F / 90°F
Average daily highs
3-bedroom home
$422k
Typical value (Zillow)
3-bedroom rent
$2,530/mo
Incl. utilities (HUD)
Cost of living
101
US average = 100 (BEA)
Taxes
No income tax
State income tax per resident · 0.73% property tax
Safety
1.1× US
Violent crime vs US (FBI 2019)
Natural disasters
13 since 2000
Declared in the county · mainly hurricanes, flooding
Top-rated hospitals
8
4–5★ within 31 mi (CMS)
Adults with a degree
33%
1 research university within 31 mi
Nearest major airport
PIE
7 mi away

Living in Clearwater: common questions

What is the cost of living in Clearwater?

A typical 3-bedroom home is worth about $422k, and a 3-bedroom rents for about $2,530 a month including utilities. Overall living costs are close to the US average (index 101, where the US is 100).

What are taxes like in Clearwater?

Florida has no state income tax, and homeowners here pay about 0.73% of their home's value in property tax each year.

Is Clearwater safe?

Violent crime is close to the national rate (1.1× in FBI 2019 data).

What is the weather like in Clearwater?

Clearwater is warm all year: winter days average around 72°F and summer days around 90°F.

Does Clearwater get natural disasters?

Natural disaster risk is moderate, mainly from hurricanes, flooding and tornadoes: 13 federally declared disasters have hit the county since 2000, and FEMA expects about 0.56 deaths or injuries per 100,000 residents a year.

What is the nearest major airport to Clearwater?

The nearest major airport is PIE, about 7 mi away.

How Clearwater scores

Each bar compares Clearwater with the other 1143 places in Best Life Fit Me. A dot shows where it sits between two ends, such as major metro and small town; neither end is better. Coloured bars run from poor (red) to excellent (green).

🏙️City size Big city Major metroSmall town
🏘️Urban or quiet Urban Dense & urbanQuiet / rural
🚶Getting around Mostly walkable Walk & transitCar essential
🌲Culture or nature Culture & nature Culture & nightlifeNature on the doorstep
🌡️Climate Warm all year Warm all yearLong, snowy winters
💰Cost of living Average cost Very expensiveVery affordable
⏱️Pace Fast-paced Very fast-pacedSlow & calm
🤝Community Private AnonymousTight-knit community
🏡Housing Mostly apartments ApartmentsHouses with yards
🏷️Affordable housing Average
💸Low taxes Excellent
💼Job market Average
🏥Healthcare Excellent
🎓Education Below average
🧸Kids & family Poor
🐕Dog-friendly Average
⛰️Outdoors Average
🎭Culture Good
🛡️Safety Safe
🌪️Few natural disasters Good
☀️Sunny Good
🌤️Mild summers Average
✈️Airport Excellent

Places like Clearwater

These places have the most similar overall profile across all 23 aspects.

Nearby

See all the best places to live in Florida.

Is Clearwater right for you?

Answer 27 quick questions and see how it ranks against your priorities.

Take the free quiz →

Sources: US Census ACS 2019–2023, Census State Tax Collections FY2025, Zillow 3-bedroom ZHVI, HUD Fair Market Rents, BEA Regional Price Parities 2024, FBI 2019, FEMA National Risk Index v1.20, OpenFEMA disaster declarations, NOAA Normals 1991–2020, NASA POWER, CMS, NCES IPEDS 2023, IMLS, OpenStreetMap. How scores work.