Places › Texas › Temple

Living in Temple, TX

Small city in Texas

Temple is a small city in Texas, home to about 86,000 people, with 459,000 living within 31 mi. Day to day, a car is essential. Life moves at a slow, calm pace, and homes are a mix of apartments and houses.

Is Temple a good place to live? Pros and cons

👍 Pros

  • Affordable housing: a typical 3-bedroom home is about $228k and rents for $1,710 a month
  • Low natural disaster risk: 5 federally declared disasters since 2000
  • Safe: violent crime is 0.7× the US rate (FBI 2019)
  • Strong healthcare: 3 top-rated (4–5★) hospitals within 31 mi

👎 Cons

  • Quieter on culture: few museums and attractions nearby
  • Fewer graduates: 30% of adults have a bachelor's degree or higher
  • Few dog parks: 1 within 9 mi
  • Hot summers: highs around 94°F

Whether it's a good place for you depends on what you value. Take the quiz to see how Temple ranks against your own priorities.

Key facts

Population
86,000
459,000 within 31 mi
Winter / summer highs
62°F / 94°F
Average daily highs
3-bedroom home
$228k
Typical value (Zillow)
3-bedroom rent
$1,710/mo
Incl. utilities (HUD)
Cost of living
91
US average = 100 (BEA)
Taxes
No income tax
State income tax per resident · 1.61% property tax
Safety
0.7× US
Violent crime vs US (FBI 2019)
Natural disasters
5 since 2000
Declared in the county · mainly tornadoes, flooding
Top-rated hospitals
3
4–5★ within 31 mi (CMS)
Adults with a degree
30%
No research university within 31 mi
Nearest major airport
AUS
65 mi away

Living in Temple: common questions

What is the cost of living in Temple?

A typical 3-bedroom home is worth about $228k, and a 3-bedroom rents for about $1,710 a month including utilities. Overall living costs are below the US average (index 91, where the US is 100).

What are taxes like in Temple?

Texas has no state income tax, and homeowners here pay about 1.61% of their home's value in property tax each year.

Is Temple safe?

Violent crime is well below the national rate (0.7× in FBI 2019 data).

What is the weather like in Temple?

Temple has mild winters: winter days average around 62°F and summer days around 94°F.

Does Temple get natural disasters?

Natural disaster risk is low, mainly from tornadoes, flooding and cold waves: 5 federally declared disasters have hit the county since 2000, and FEMA expects about 1.02 deaths or injuries per 100,000 residents a year.

What is the nearest major airport to Temple?

The nearest major airport is AUS, about 65 mi away.

How Temple scores

Each bar compares Temple with the other 1143 places in Best Life Fit Me. A dot shows where it sits between two ends, such as major metro and small town; neither end is better. Coloured bars run from poor (red) to excellent (green).

🏙️City size Small city Major metroSmall town
🏘️Urban or quiet Quiet / rural Dense & urbanQuiet / rural
🚶Getting around Car essential Walk & transitCar essential
🌲Culture or nature Nature nearby Culture & nightlifeNature on the doorstep
🌡️Climate Mild winters Warm all yearLong, snowy winters
💰Cost of living Affordable Very expensiveVery affordable
⏱️Pace Slow & calm Very fast-pacedSlow & calm
🤝Community Private AnonymousTight-knit community
🏡Housing Apartments & houses ApartmentsHouses with yards
🏷️Affordable housing Excellent
💸Low taxes Average
💼Job market Below average
🏥Healthcare Good
🎓Education Poor
🧸Kids & family Below average
🐕Dog-friendly Below average
⛰️Outdoors Below average
🎭Culture Poor
🛡️Safety Safe
🌪️Few natural disasters Good
☀️Sunny Good
🌤️Mild summers Below average
✈️Airport Average

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Is Temple right for you?

Answer 27 quick questions and see how it ranks against your priorities.

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Sources: US Census ACS 2019–2023, Census State Tax Collections FY2025, Zillow 3-bedroom ZHVI, HUD Fair Market Rents, BEA Regional Price Parities 2024, FBI 2019, FEMA National Risk Index v1.20, OpenFEMA disaster declarations, NOAA Normals 1991–2020, NASA POWER, CMS, NCES IPEDS 2023, IMLS, OpenStreetMap. How scores work.