Places › California › San Mateo

Living in San Mateo, CA

Suburb in California

San Mateo is a suburb in California, home to about 104,000 people, with 3.8 million living within 31 mi. Day to day, you can walk or take transit almost everywhere. Life moves at a very fast pace, and homes are mostly apartments.

Is San Mateo a good place to live? Pros and cons

👍 Pros

  • Strong healthcare: 20 top-rated (4–5★) hospitals within 31 mi
  • Mild summers: highs around 73°F
  • Easy flying: SFO is 6 mi away
  • Highly educated: 58% of adults have a bachelor's degree or higher, and 4 research universities are within 31 mi

👎 Cons

  • Pricey housing: a typical 3-bedroom home is about $1.81M, and rent is $4,600 a month
  • Few dog parks: 16 within 9 mi

Whether it's a good place for you depends on what you value. Take the quiz to see how San Mateo ranks against your own priorities.

Key facts

Population
104,000
3.8 million within 31 mi
Winter / summer highs
59°F / 73°F
Average daily highs
3-bedroom home
$1.81M
Typical value (Zillow)
3-bedroom rent
$4,600/mo
Incl. utilities (HUD)
Cost of living
110
US average = 100 (BEA)
Taxes
$3,279
State income tax per resident · 0.62% property tax
Safety
0.7× US
Violent crime vs US (FBI 2019)
Natural disasters
7 since 2000
Declared in the county · mainly earthquakes, flooding
Top-rated hospitals
20
4–5★ within 31 mi (CMS)
Adults with a degree
58%
4 research universities within 31 mi
Nearest major airport
SFO
6 mi away

Living in San Mateo: common questions

What is the cost of living in San Mateo?

A typical 3-bedroom home is worth about $1.81M, and a 3-bedroom rents for about $4,600 a month including utilities. Overall living costs are above the US average (index 110, where the US is 100).

What are taxes like in San Mateo?

California collects about $3,279 in state income tax per resident, and homeowners here pay about 0.62% of their home's value in property tax each year.

Is San Mateo safe?

Violent crime is well below the national rate (0.7× in FBI 2019 data).

What is the weather like in San Mateo?

San Mateo has mild winters: winter days average around 59°F and summer days around 73°F.

Does San Mateo get natural disasters?

Natural disaster risk is moderate, mainly from earthquakes and flooding: 7 federally declared disasters have hit the county since 2000, and FEMA expects about 1.45 deaths or injuries per 100,000 residents a year.

What is the nearest major airport to San Mateo?

The nearest major airport is SFO, about 6 mi away.

How San Mateo scores

Each bar compares San Mateo with the other 1143 places in Best Life Fit Me. A dot shows where it sits between two ends, such as major metro and small town; neither end is better. Coloured bars run from poor (red) to excellent (green).

🏙️City size Big city Major metroSmall town
🏘️Urban or quiet Dense & urban Dense & urbanQuiet / rural
🚶Getting around Walk & transit Walk & transitCar essential
🌲Culture or nature Nature nearby Culture & nightlifeNature on the doorstep
🌡️Climate Mild winters Warm all yearLong, snowy winters
💰Cost of living Very expensive Very expensiveVery affordable
⏱️Pace Very fast-paced Very fast-pacedSlow & calm
🤝Community Private AnonymousTight-knit community
🏡Housing Mostly apartments ApartmentsHouses with yards
🏷️Affordable housing Poor
💸Low taxes Average
💼Job market Excellent
🏥Healthcare Excellent
🎓Education Excellent
🧸Kids & family Average
🐕Dog-friendly Below average
⛰️Outdoors Excellent
🎭Culture Good
🛡️Safety Very safe
🌪️Few natural disasters Average
☀️Sunny Good
🌤️Mild summers Excellent
✈️Airport Excellent

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Is San Mateo right for you?

Answer 27 quick questions and see how it ranks against your priorities.

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Sources: US Census ACS 2019–2023, Census State Tax Collections FY2025, Zillow 3-bedroom ZHVI, HUD Fair Market Rents, BEA Regional Price Parities 2024, FBI 2019, FEMA National Risk Index v1.20, OpenFEMA disaster declarations, NOAA Normals 1991–2020, NASA POWER, CMS, NCES IPEDS 2023, IMLS, OpenStreetMap. How scores work.