Places › Hawaii › Pearl City

Living in Pearl City, HI

Suburb in Hawaii

Pearl City is a suburb in Hawaii, home to about 45,000 people, with 986,000 living within 31 mi. Day to day, much of daily life is walkable. Life moves at a fast pace, and homes are mostly houses.

Is Pearl City a good place to live? Pros and cons

👍 Pros

  • Strong healthcare: 5 top-rated (4–5★) hospitals within 31 mi
  • Great outdoors: coast or a lake close by
  • Sunny: more sunshine and clearer skies than most places
  • Low natural disaster risk: 9 federally declared disasters since 2000

👎 Cons

  • Pricey housing: a typical 3-bedroom home is about $932k, and rent is $3,670 a month
  • Few dog parks: 8 within 9 mi
  • Fewer family amenities than most places
  • Smaller job market: about 986,000 people live within 31 mi

Whether it's a good place for you depends on what you value. Take the quiz to see how Pearl City ranks against your own priorities.

Key facts

Population
45,000
986,000 within 31 mi
Winter / summer highs
81°F / 88°F
Average daily highs
3-bedroom home
$932k
Typical value (Zillow)
3-bedroom rent
$3,670/mo
Incl. utilities (HUD)
Cost of living
111
US average = 100 (BEA)
Taxes
$2,274
State income tax per resident · 0.28% property tax
Safety
No data
Not in FBI 2019 city table
Natural disasters
9 since 2000
Declared in the county · mainly flooding, earthquakes
Top-rated hospitals
5
4–5★ within 31 mi (CMS)
Adults with a degree
37%
1 research university within 31 mi
Nearest major airport
HNL
6 mi away

Living in Pearl City: common questions

What is the cost of living in Pearl City?

A typical 3-bedroom home is worth about $932k, and a 3-bedroom rents for about $3,670 a month including utilities. Overall living costs are above the US average (index 111, where the US is 100).

What are taxes like in Pearl City?

Hawaii collects about $2,274 in state income tax per resident, and homeowners here pay about 0.28% of their home's value in property tax each year.

Is Pearl City safe?

Pearl City isn't in the FBI's 2019 city crime table, so Best Life Fit Me counts its safety as average.

What is the weather like in Pearl City?

Pearl City is warm all year: winter days average around 81°F and summer days around 88°F.

Does Pearl City get natural disasters?

Natural disaster risk is low, mainly from flooding and earthquakes: 9 federally declared disasters have hit the county since 2000, and FEMA expects about 0.19 deaths or injuries per 100,000 residents a year.

What is the nearest major airport to Pearl City?

The nearest major airport is HNL, about 6 mi away.

How Pearl City scores

Each bar compares Pearl City with the other 1143 places in Best Life Fit Me. A dot shows where it sits between two ends, such as major metro and small town; neither end is better. Coloured bars run from poor (red) to excellent (green).

🏙️City size Small city Major metroSmall town
🏘️Urban or quiet Urban Dense & urbanQuiet / rural
🚶Getting around Mostly walkable Walk & transitCar essential
🌲Culture or nature Nature nearby Culture & nightlifeNature on the doorstep
🌡️Climate Warm all year Warm all yearLong, snowy winters
💰Cost of living Expensive Very expensiveVery affordable
⏱️Pace Fast-paced Very fast-pacedSlow & calm
🤝Community Tight-knit community AnonymousTight-knit community
🏡Housing Mostly houses ApartmentsHouses with yards
🏷️Affordable housing Poor
💸Low taxes Average
💼Job market Below average
🏥Healthcare Excellent
🎓Education Average
🧸Kids & family Poor
🐕Dog-friendly Poor
⛰️Outdoors Excellent
🎭Culture Good
🛡️Safety No crime data (counted as average)
🌪️Few natural disasters Good
☀️Sunny Excellent
🌤️Mild summers Good
✈️Airport Good

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Is Pearl City right for you?

Answer 27 quick questions and see how it ranks against your priorities.

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Sources: US Census ACS 2019–2023, Census State Tax Collections FY2025, Zillow 3-bedroom ZHVI, HUD Fair Market Rents, BEA Regional Price Parities 2024, FBI 2019, FEMA National Risk Index v1.20, OpenFEMA disaster declarations, NOAA Normals 1991–2020, NASA POWER, CMS, NCES IPEDS 2023, IMLS, OpenStreetMap. How scores work.