Places › Illinois › Oswego

Living in Oswego, IL

Suburb in Illinois

Oswego is a suburb in Illinois, home to about 35,000 people, with 3.1 million living within 31 mi. Day to day, most trips are by car. Life moves at a moderate pace, and homes are mostly houses.

Is Oswego a good place to live? Pros and cons

👍 Pros

  • Strong healthcare: 14 top-rated (4–5★) hospitals within 31 mi
  • Safe: violent crime is 0.2× the US rate (FBI 2019)
  • Family-friendly: playgrounds, family attractions and plenty of households with kids
  • Mild summers: highs around 82°F

👎 Cons

  • Higher taxes: about $2,002 state income tax per resident, 2.55% property tax
  • Cloudier than most places

Whether it's a good place for you depends on what you value. Take the quiz to see how Oswego ranks against your own priorities.

Key facts

Population
35,000
3.1 million within 31 mi
Winter / summer highs
34°F / 82°F
Average daily highs · 28″ snow a year
3-bedroom home
$361k
Typical value (Zillow)
3-bedroom rent
$2,820/mo
Incl. utilities (HUD)
Cost of living
104
US average = 100 (BEA)
Taxes
$2,002
State income tax per resident · 2.55% property tax
Safety
0.2× US
Violent crime vs US (FBI 2019)
Natural disasters
2 since 2000
Declared in the county · mainly flooding, cold waves
Top-rated hospitals
14
4–5★ within 31 mi (CMS)
Public schools
Average
Tests close to US average · 16 students per teacher
Adults with a degree
44%
1 research university within 31 mi
Nearest major airport
ORD
30 mi away

Living in Oswego: common questions

What is the cost of living in Oswego?

A typical 3-bedroom home is worth about $361k, and a 3-bedroom rents for about $2,820 a month including utilities. Overall living costs are above the US average (index 104, where the US is 100).

What are taxes like in Oswego?

Illinois collects about $2,002 in state income tax per resident, and homeowners here pay about 2.55% of their home's value in property tax each year.

Is Oswego safe?

Violent crime is well below the national rate (0.2× in FBI 2019 data).

How are the schools in Oswego?

Public schools in Oswego test close to the US average in math and reading (2018–19 state tests, put on one national scale with NAEP), with about 16 students per teacher.

What is the weather like in Oswego?

Oswego has cold winters: winter days average around 34°F and summer days around 82°F, with roughly 28″ of snow a year.

Does Oswego get natural disasters?

Natural disaster risk is moderate, mainly from flooding, cold waves and tornadoes: 2 federally declared disasters have hit the county since 2000, and FEMA expects about 1.82 deaths or injuries per 100,000 residents a year.

What is the nearest major airport to Oswego?

The nearest major airport is ORD, about 30 mi away.

How Oswego scores

Each bar compares Oswego with the other 1,990 places in Best Life Fit Me. A dot shows where it sits between two ends, such as major metro and small town; neither end is better. Coloured bars run from poor (red) to excellent (green).

🏙️City sizeBig city Major metroSmall town
🏘️Urban or quietUrban & suburban mix Dense & urbanQuiet / rural
🚶Getting aroundMostly car Walk & transitCar essential
🌲Culture or natureCulture & nature Culture & nightlifeNature on the doorstep
🌡️ClimateCold winters Warm all yearLong, snowy winters
💰Cost of livingExpensive Very expensiveVery affordable
⏱️PaceModerate pace Very fast-pacedSlow & calm
🤝CommunityFriendly community AnonymousTight-knit community
🏡HousingMostly houses ApartmentsHouses with yards
🏷️Affordable housingAverage
💸Low taxesPoor
💼Job marketExcellent
🏥HealthcareExcellent
🏫SchoolsAverage
🎓EducationAverage
🧸Kids & familyExcellent
🐕Dog-friendlyExcellent
⛰️OutdoorsAverage
🎭CultureAverage
👮SafetyVery safe
🌪️Few natural disastersGood
☀️SunnyBelow average
🌤️Mild summersExcellent
✈️AirportGood

Places like Oswego

These places have the most similar overall profile across all 24 aspects.

The circle is each place's all-round score out of 100: the average of its 15 quality scores, from red (poor) to green (excellent).

Lake in the Hills, ILSuburb66 $364k$2,290/moVery safe Dracut, MASuburb67 $582k$2,820/moVery safe Plainfield, ILSuburb66 $371k$2,290/moVery safe Crystal Lake, ILSuburb63 $351k$2,290/moVery safe Cottage Grove, MNSuburb66 $360k$2,260/moVery safe Algonquin, ILSuburb65 $365k$2,290/moVery safe

Nearby

Aurora, ILMid-size city · 6 mi away66 $320k$2,290/moVery safe Plainfield, ILSuburb · 6 mi away66 $371k$2,290/moVery safe Naperville, ILSuburb · 10 mi away71 $474k$2,290/moNo crime data Batavia, ILSuburb · 11 mi away71 $402k$2,290/moVery safe Bolingbrook, ILSuburb · 12 mi away70 $330k$2,290/moVery safe Romeoville, ILSuburb · 13 mi away64 $313k$2,290/moVery safe

See all the best places to live in Illinois.

Is Oswego right for you?

Answer 27 quick questions and see how it ranks against your priorities.

Take the free quiz →

Sources: US Census ACS 2019–2023, Census State Tax Collections FY2025, Zillow 3-bedroom ZHVI, HUD Fair Market Rents, BEA Regional Price Parities 2024, FBI 2019, FEMA National Risk Index v1.20, OpenFEMA disaster declarations, NOAA Normals 1991–2020, NASA POWER, CMS, NCES IPEDS 2023, IMLS, OpenStreetMap. How scores work.