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Living in McKinney, TX

Mid-size city in Texas

McKinney is a mid-size city in Texas, home to about 202,000 people, with 4.3 million living within 31 mi. Day to day, most trips are by car. Life moves at a moderate pace, and homes are mostly houses.

Is McKinney a good place to live? Pros and cons

👍 Pros

  • Strong healthcare: 21 top-rated (4–5★) hospitals within 31 mi
  • Safe: violent crime is 0.4× the US rate (FBI 2019)
  • Dog-friendly: 23 dog parks within 9 mi
  • Big job market: about 4.3 million people live within 31 mi

👎 Cons

  • Fewer outdoor escapes: no big hills or water close by
  • Hot summers: highs around 93°F

Whether it's a good place for you depends on what you value. Take the quiz to see how McKinney ranks against your own priorities.

Key facts

Population
202,000
4.3 million within 31 mi
Winter / summer highs
58°F / 93°F
Average daily highs · 3″ snow a year
3-bedroom home
$391k
Typical value (Zillow)
3-bedroom rent
$2,430/mo
Incl. utilities (HUD)
Cost of living
103
US average = 100 (BEA)
Taxes
No income tax
State income tax per resident · 1.75% property tax
Safety
0.4× US
Violent crime vs US (FBI 2019)
Natural disasters
5 since 2000
Declared in the county · mainly tornadoes, flooding
Top-rated hospitals
21
4–5★ within 31 mi (CMS)
Adults with a degree
53%
3 research universities within 31 mi
Nearest major airport
DAL
27 mi away

Living in McKinney: common questions

What is the cost of living in McKinney?

A typical 3-bedroom home is worth about $391k, and a 3-bedroom rents for about $2,430 a month including utilities. Overall living costs are above the US average (index 103, where the US is 100).

What are taxes like in McKinney?

Texas has no state income tax, and homeowners here pay about 1.75% of their home's value in property tax each year.

Is McKinney safe?

Violent crime is well below the national rate (0.4× in FBI 2019 data).

What is the weather like in McKinney?

McKinney has mild winters: winter days average around 58°F and summer days around 93°F, with roughly 3″ of snow a year.

Does McKinney get natural disasters?

Natural disaster risk is moderate, mainly from tornadoes, flooding and hail: 5 federally declared disasters have hit the county since 2000, and FEMA expects about 2.99 deaths or injuries per 100,000 residents a year.

What is the nearest major airport to McKinney?

The nearest major airport is DAL, about 27 mi away.

How McKinney scores

Each bar compares McKinney with the other 1143 places in Best Life Fit Me. A dot shows where it sits between two ends, such as major metro and small town; neither end is better. Coloured bars run from poor (red) to excellent (green).

🏙️City size Major metro Major metroSmall town
🏘️Urban or quiet Urban & suburban mix Dense & urbanQuiet / rural
🚶Getting around Mostly car Walk & transitCar essential
🌲Culture or nature Strong culture scene Culture & nightlifeNature on the doorstep
🌡️Climate Mild winters Warm all yearLong, snowy winters
💰Cost of living Average cost Very expensiveVery affordable
⏱️Pace Moderate pace Very fast-pacedSlow & calm
🤝Community Private AnonymousTight-knit community
🏡Housing Mostly houses ApartmentsHouses with yards
🏷️Affordable housing Average
💸Low taxes Average
💼Job market Excellent
🏥Healthcare Excellent
🎓Education Good
🧸Kids & family Excellent
🐕Dog-friendly Excellent
⛰️Outdoors Poor
🎭Culture Average
🛡️Safety Very safe
🌪️Few natural disasters Average
☀️Sunny Average
🌤️Mild summers Below average
✈️Airport Good

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Is McKinney right for you?

Answer 27 quick questions and see how it ranks against your priorities.

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Sources: US Census ACS 2019–2023, Census State Tax Collections FY2025, Zillow 3-bedroom ZHVI, HUD Fair Market Rents, BEA Regional Price Parities 2024, FBI 2019, FEMA National Risk Index v1.20, OpenFEMA disaster declarations, NOAA Normals 1991–2020, NASA POWER, CMS, NCES IPEDS 2023, IMLS, OpenStreetMap. How scores work.