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Living in Madison, WI

College town in Wisconsin

Madison is a college town in Wisconsin, home to about 276,000 people, with 575,000 living within 31 mi. Day to day, much of daily life is walkable. Life moves at a moderate pace, and homes are mostly apartments.

In short: A lakeside college town and state capital: bikeable, educated and community-minded. Cold winters.

Is Madison a good place to live? Pros and cons

👍 Pros

  • Strong healthcare: 7 top-rated (4–5★) hospitals within 31 mi
  • Mild summers: highs around 80°F
  • Dog-friendly: 29 dog parks within 9 mi
  • Low natural disaster risk: 6 federally declared disasters since 2000

👎 Cons

  • Cloudier than most places
  • Higher taxes: about $1,734 state income tax per resident, 1.84% property tax
  • Smaller job market: about 575,000 people live within 31 mi

Whether it's a good place for you depends on what you value. Take the quiz to see how Madison ranks against your own priorities.

Key facts

Population
276,000
575,000 within 31 mi
Winter / summer highs
31°F / 80°F
Average daily highs · 39″ snow a year
3-bedroom home
$430k
Typical value (Zillow)
3-bedroom rent
$2,240/mo
Incl. utilities (HUD)
Cost of living
97
US average = 100 (BEA)
Taxes
$1,734
State income tax per resident · 1.84% property tax
Safety
0.9× US
Violent crime vs US (FBI 2019)
Natural disasters
6 since 2000
Declared in the county · mainly flooding, cold waves
Top-rated hospitals
7
4–5★ within 31 mi (CMS)
Adults with a degree
59%
1 research university within 31 mi
Nearest major airport
MKE
78 mi away

Living in Madison: common questions

What is the cost of living in Madison?

A typical 3-bedroom home is worth about $430k, and a 3-bedroom rents for about $2,240 a month including utilities. Overall living costs are close to the US average (index 97, where the US is 100).

What are taxes like in Madison?

Wisconsin collects about $1,734 in state income tax per resident, and homeowners here pay about 1.84% of their home's value in property tax each year.

Is Madison safe?

Violent crime is close to the national rate (0.9× in FBI 2019 data).

What is the weather like in Madison?

Madison has long, snowy winters: winter days average around 31°F and summer days around 80°F, with roughly 39″ of snow a year.

Does Madison get natural disasters?

Natural disaster risk is low, mainly from flooding, cold waves and tornadoes: 6 federally declared disasters have hit the county since 2000, and FEMA expects about 0.9 deaths or injuries per 100,000 residents a year.

What is the nearest major airport to Madison?

The nearest major airport is MKE, about 78 mi away.

How Madison scores

Each bar compares Madison with the other 1143 places in Best Life Fit Me. A dot shows where it sits between two ends, such as major metro and small town; neither end is better. Coloured bars run from poor (red) to excellent (green).

🏙️City size Mid-size Major metroSmall town
🏘️Urban or quiet Urban Dense & urbanQuiet / rural
🚶Getting around Mostly walkable Walk & transitCar essential
🌲Culture or nature Culture & nature Culture & nightlifeNature on the doorstep
🌡️Climate Long, snowy winters Warm all yearLong, snowy winters
💰Cost of living Average cost Very expensiveVery affordable
⏱️Pace Moderate pace Very fast-pacedSlow & calm
🤝Community Anonymous AnonymousTight-knit community
🏡Housing Mostly apartments ApartmentsHouses with yards
🏷️Affordable housing Average
💸Low taxes Below average
💼Job market Below average
🏥Healthcare Excellent
🎓Education Good
🧸Kids & family Average
🐕Dog-friendly Excellent
⛰️Outdoors Average
🎭Culture Average
🛡️Safety Safe
🌪️Few natural disasters Good
☀️Sunny Poor
🌤️Mild summers Excellent
✈️Airport Good

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Is Madison right for you?

Answer 27 quick questions and see how it ranks against your priorities.

Take the free quiz →

Sources: US Census ACS 2019–2023, Census State Tax Collections FY2025, Zillow 3-bedroom ZHVI, HUD Fair Market Rents, BEA Regional Price Parities 2024, FBI 2019, FEMA National Risk Index v1.20, OpenFEMA disaster declarations, NOAA Normals 1991–2020, NASA POWER, CMS, NCES IPEDS 2023, IMLS, OpenStreetMap. How scores work.