Places › Tennessee › Germantown

Living in Germantown, TN

Suburb in Tennessee

Germantown is a suburb in Tennessee, home to about 41,000 people, with 1.1 million living within 31 mi. Day to day, a car is essential. Life moves at a relaxed pace, and homes are mostly houses with yards.

Is Germantown a good place to live? Pros and cons

👍 Pros

  • Dog-friendly: 6 dog parks within 9 mi
  • Safe: violent crime is 0.2× the US rate (FBI 2019)
  • Family-friendly: playgrounds, family attractions and plenty of households with kids
  • Highly educated: 71% of adults have a bachelor's degree or higher, and 1 research university is within 31 mi

👎 Cons

  • Fewer outdoor escapes: no big hills or water close by
  • Smaller job market: about 1.1 million people live within 31 mi
  • Quieter on culture: few museums and attractions nearby

Whether it's a good place for you depends on what you value. Take the quiz to see how Germantown ranks against your own priorities.

Key facts

Population
41,000
1.1 million within 31 mi
Winter / summer highs
53°F / 91°F
Average daily highs · 2″ snow a year
3-bedroom home
$369k
Typical value (Zillow)
3-bedroom rent
$1,680/mo
Incl. utilities (HUD)
Cost of living
92
US average = 100 (BEA)
Taxes
No income tax
State income tax per resident · 1.05% property tax
Safety
0.2× US
Violent crime vs US (FBI 2019)
Natural disasters
18 since 2000
Declared in the county · mainly flooding, earthquakes
Top-rated hospitals
1
4–5★ within 31 mi (CMS)
Adults with a degree
71%
1 research university within 31 mi
Nearest major airport
MEM
11 mi away

Living in Germantown: common questions

What is the cost of living in Germantown?

A typical 3-bedroom home is worth about $369k, and a 3-bedroom rents for about $1,680 a month including utilities. Overall living costs are below the US average (index 92, where the US is 100).

What are taxes like in Germantown?

Tennessee has no state income tax, and homeowners here pay about 1.05% of their home's value in property tax each year.

Is Germantown safe?

Violent crime is well below the national rate (0.2× in FBI 2019 data).

What is the weather like in Germantown?

Germantown has cool winters: winter days average around 53°F and summer days around 91°F, with roughly 2″ of snow a year.

Does Germantown get natural disasters?

Natural disaster risk is high, mainly from flooding, earthquakes and tornadoes: 18 federally declared disasters have hit the county since 2000, and FEMA expects about 1.68 deaths or injuries per 100,000 residents a year.

What is the nearest major airport to Germantown?

The nearest major airport is MEM, about 11 mi away.

How Germantown scores

Each bar compares Germantown with the other 1143 places in Best Life Fit Me. A dot shows where it sits between two ends, such as major metro and small town; neither end is better. Coloured bars run from poor (red) to excellent (green).

🏙️City size Small city Major metroSmall town
🏘️Urban or quiet Quiet / rural Dense & urbanQuiet / rural
🚶Getting around Car essential Walk & transitCar essential
🌲Culture or nature Strong culture scene Culture & nightlifeNature on the doorstep
🌡️Climate Cool winters Warm all yearLong, snowy winters
💰Cost of living Affordable Very expensiveVery affordable
⏱️Pace Relaxed Very fast-pacedSlow & calm
🤝Community Tight-knit community AnonymousTight-knit community
🏡Housing Houses with yards ApartmentsHouses with yards
🏷️Affordable housing Good
💸Low taxes Good
💼Job market Below average
🏥Healthcare Good
🎓Education Excellent
🧸Kids & family Excellent
🐕Dog-friendly Excellent
⛰️Outdoors Poor
🎭Culture Below average
🛡️Safety Very safe
🌪️Few natural disasters Average
☀️Sunny Average
🌤️Mild summers Average
✈️Airport Good

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Is Germantown right for you?

Answer 27 quick questions and see how it ranks against your priorities.

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Sources: US Census ACS 2019–2023, Census State Tax Collections FY2025, Zillow 3-bedroom ZHVI, HUD Fair Market Rents, BEA Regional Price Parities 2024, FBI 2019, FEMA National Risk Index v1.20, OpenFEMA disaster declarations, NOAA Normals 1991–2020, NASA POWER, CMS, NCES IPEDS 2023, IMLS, OpenStreetMap. How scores work.