Places › Maryland › Germantown

Living in Germantown, MD

Suburb in Maryland

Germantown is a suburb in Maryland, home to about 91,000 people, with 5.0 million living within 31 mi. Day to day, much of daily life is walkable. Life moves at a very fast pace, and homes are mostly apartments.

Is Germantown a good place to live? Pros and cons

👍 Pros

  • Strong healthcare: 10 top-rated (4–5★) hospitals within 31 mi
  • Low natural disaster risk: 8 federally declared disasters since 2000
  • Big job market: about 5.0 million people live within 31 mi
  • Family-friendly: playgrounds, family attractions and plenty of households with kids

👎 Cons

  • Cloudier than most places

Whether it's a good place for you depends on what you value. Take the quiz to see how Germantown ranks against your own priorities.

Key facts

Population
91,000
5.0 million within 31 mi
Winter / summer highs
42°F / 82°F
Average daily highs · 33″ snow a year
3-bedroom home
$424k
Typical value (Zillow)
3-bedroom rent
$2,840/mo
Incl. utilities (HUD)
Cost of living
109
US average = 100 (BEA)
Taxes
$1,897
State income tax per resident · 0.86% property tax
Safety
No data
Not in FBI 2019 city table
Natural disasters
8 since 2000
Declared in the county · mainly flooding, heat waves
Top-rated hospitals
10
4–5★ within 31 mi (CMS)
Adults with a degree
50%
8 research universities within 31 mi
Nearest major airport
IAD
19 mi away

Living in Germantown: common questions

What is the cost of living in Germantown?

A typical 3-bedroom home is worth about $424k, and a 3-bedroom rents for about $2,840 a month including utilities. Overall living costs are above the US average (index 109, where the US is 100).

What are taxes like in Germantown?

Maryland collects about $1,897 in state income tax per resident, and homeowners here pay about 0.86% of their home's value in property tax each year.

Is Germantown safe?

Germantown isn't in the FBI's 2019 city crime table, so Best Life Fit Me counts its safety as average.

What is the weather like in Germantown?

Germantown has cold winters: winter days average around 42°F and summer days around 82°F, with roughly 33″ of snow a year.

Does Germantown get natural disasters?

Natural disaster risk is low, mainly from flooding, heat waves and hurricanes: 8 federally declared disasters have hit the county since 2000, and FEMA expects about 0.17 deaths or injuries per 100,000 residents a year.

What is the nearest major airport to Germantown?

The nearest major airport is IAD, about 19 mi away.

How Germantown scores

Each bar compares Germantown with the other 1143 places in Best Life Fit Me. A dot shows where it sits between two ends, such as major metro and small town; neither end is better. Coloured bars run from poor (red) to excellent (green).

🏙️City size Major metro Major metroSmall town
🏘️Urban or quiet Urban Dense & urbanQuiet / rural
🚶Getting around Mostly walkable Walk & transitCar essential
🌲Culture or nature Culture & nature Culture & nightlifeNature on the doorstep
🌡️Climate Cold winters Warm all yearLong, snowy winters
💰Cost of living Expensive Very expensiveVery affordable
⏱️Pace Very fast-paced Very fast-pacedSlow & calm
🤝Community Some community feel AnonymousTight-knit community
🏡Housing Mostly apartments ApartmentsHouses with yards
🏷️Affordable housing Average
💸Low taxes Good
💼Job market Excellent
🏥Healthcare Excellent
🎓Education Excellent
🧸Kids & family Excellent
🐕Dog-friendly Average
⛰️Outdoors Good
🎭Culture Average
🛡️Safety No crime data (counted as average)
🌪️Few natural disasters Excellent
☀️Sunny Below average
🌤️Mild summers Excellent
✈️Airport Excellent

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Is Germantown right for you?

Answer 27 quick questions and see how it ranks against your priorities.

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Sources: US Census ACS 2019–2023, Census State Tax Collections FY2025, Zillow 3-bedroom ZHVI, HUD Fair Market Rents, BEA Regional Price Parities 2024, FBI 2019, FEMA National Risk Index v1.20, OpenFEMA disaster declarations, NOAA Normals 1991–2020, NASA POWER, CMS, NCES IPEDS 2023, IMLS, OpenStreetMap. How scores work.