Places › Tennessee › Gallatin

Living in Gallatin, TN

Small city in Tennessee

Gallatin is a small city in Tennessee, home to about 47,000 people, with 1.1 million living within 31 mi. Day to day, a car is essential. Life moves at a relaxed pace, and homes are a mix of apartments and houses.

Is Gallatin a good place to live? Pros and cons

👍 Pros

  • Strong healthcare: 10 top-rated (4–5★) hospitals within 31 mi
  • Low taxes: no state income tax, 0.54% property tax
  • Safe: violent crime is 0.7× the US rate (FBI 2019)
  • Easy flying: BNA is 21 mi away

👎 Cons

  • Fewer outdoor escapes: no big hills or water close by
  • Quieter on culture: few museums and attractions nearby
  • Few dog parks: 1 within 9 mi
  • Fewer family amenities than most places

Whether it's a good place for you depends on what you value. Take the quiz to see how Gallatin ranks against your own priorities.

Key facts

Population
47,000
1.1 million within 31 mi
Winter / summer highs
48°F / 87°F
Average daily highs · 5″ snow a year
3-bedroom home
$410k
Typical value (Zillow)
3-bedroom rent
$2,210/mo
Incl. utilities (HUD)
Cost of living
96
US average = 100 (BEA)
Taxes
No income tax
State income tax per resident · 0.54% property tax
Safety
0.7× US
Violent crime vs US (FBI 2019)
Natural disasters
11 since 2000
Declared in the county · mainly flooding, tornadoes
Top-rated hospitals
10
4–5★ within 31 mi (CMS)
Adults with a degree
32%
2 research universities within 31 mi
Nearest major airport
BNA
21 mi away

Living in Gallatin: common questions

What is the cost of living in Gallatin?

A typical 3-bedroom home is worth about $410k, and a 3-bedroom rents for about $2,210 a month including utilities. Overall living costs are below the US average (index 96, where the US is 100).

What are taxes like in Gallatin?

Tennessee has no state income tax, and homeowners here pay about 0.54% of their home's value in property tax each year.

Is Gallatin safe?

Violent crime is well below the national rate (0.7× in FBI 2019 data).

What is the weather like in Gallatin?

Gallatin has cool winters: winter days average around 48°F and summer days around 87°F, with roughly 5″ of snow a year.

Does Gallatin get natural disasters?

Natural disaster risk is moderate, mainly from flooding, tornadoes and earthquakes: 11 federally declared disasters have hit the county since 2000, and FEMA expects about 1.25 deaths or injuries per 100,000 residents a year.

What is the nearest major airport to Gallatin?

The nearest major airport is BNA, about 21 mi away.

How Gallatin scores

Each bar compares Gallatin with the other 1143 places in Best Life Fit Me. A dot shows where it sits between two ends, such as major metro and small town; neither end is better. Coloured bars run from poor (red) to excellent (green).

🏙️City size Small city Major metroSmall town
🏘️Urban or quiet Suburban Dense & urbanQuiet / rural
🚶Getting around Car essential Walk & transitCar essential
🌲Culture or nature Culture & nature Culture & nightlifeNature on the doorstep
🌡️Climate Cool winters Warm all yearLong, snowy winters
💰Cost of living Affordable Very expensiveVery affordable
⏱️Pace Relaxed Very fast-pacedSlow & calm
🤝Community Some community feel AnonymousTight-knit community
🏡Housing Apartments & houses ApartmentsHouses with yards
🏷️Affordable housing Good
💸Low taxes Excellent
💼Job market Below average
🏥Healthcare Excellent
🎓Education Average
🧸Kids & family Poor
🐕Dog-friendly Poor
⛰️Outdoors Poor
🎭Culture Poor
🛡️Safety Very safe
🌪️Few natural disasters Good
☀️Sunny Below average
🌤️Mild summers Good
✈️Airport Good

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Is Gallatin right for you?

Answer 27 quick questions and see how it ranks against your priorities.

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Sources: US Census ACS 2019–2023, Census State Tax Collections FY2025, Zillow 3-bedroom ZHVI, HUD Fair Market Rents, BEA Regional Price Parities 2024, FBI 2019, FEMA National Risk Index v1.20, OpenFEMA disaster declarations, NOAA Normals 1991–2020, NASA POWER, CMS, NCES IPEDS 2023, IMLS, OpenStreetMap. How scores work.