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Living in Fort Collins, CO

Mid-size city in Colorado

Fort Collins is a mid-size city in Colorado, home to about 170,000 people, with 648,000 living within 31 mi. Day to day, much of daily life is walkable. Life moves at a moderate pace, and homes are mostly apartments.

Is Fort Collins a good place to live? Pros and cons

👍 Pros

  • Low taxes: about $1,517 state income tax per resident, 0.5% property tax
  • Strong healthcare: 5 top-rated (4–5★) hospitals within 31 mi
  • Safe: violent crime is 0.6× the US rate (FBI 2019)
  • Low natural disaster risk: 5 federally declared disasters since 2000

👎 Cons

  • Fewer family amenities than most places
  • Fewer outdoor escapes: few parks and no water close by

Whether it's a good place for you depends on what you value. Take the quiz to see how Fort Collins ranks against your own priorities.

Key facts

Population
170,000
648,000 within 31 mi
Winter / summer highs
45°F / 85°F
Average daily highs · 49″ snow a year
3-bedroom home
$527k
Typical value (Zillow)
3-bedroom rent
$2,390/mo
Incl. utilities (HUD)
Cost of living
101
US average = 100 (BEA)
Taxes
$1,517
State income tax per resident · 0.5% property tax
Safety
0.6× US
Violent crime vs US (FBI 2019)
Natural disasters
5 since 2000
Declared in the county · mainly flooding, cold waves
Top-rated hospitals
5
4–5★ within 31 mi (CMS)
Adults with a degree
60%
1 research university within 31 mi
Nearest major airport
DEN
52 mi away

Living in Fort Collins: common questions

What is the cost of living in Fort Collins?

A typical 3-bedroom home is worth about $527k, and a 3-bedroom rents for about $2,390 a month including utilities. Overall living costs are close to the US average (index 101, where the US is 100).

What are taxes like in Fort Collins?

Colorado collects about $1,517 in state income tax per resident, and homeowners here pay about 0.5% of their home's value in property tax each year.

Is Fort Collins safe?

Violent crime is well below the national rate (0.6× in FBI 2019 data).

What is the weather like in Fort Collins?

Fort Collins has cold winters: winter days average around 45°F and summer days around 85°F, with roughly 49″ of snow a year.

Does Fort Collins get natural disasters?

Natural disaster risk is low, mainly from flooding, cold waves and tornadoes: 5 federally declared disasters have hit the county since 2000, and FEMA expects about 0.74 deaths or injuries per 100,000 residents a year.

What is the nearest major airport to Fort Collins?

The nearest major airport is DEN, about 52 mi away.

How Fort Collins scores

Each bar compares Fort Collins with the other 1143 places in Best Life Fit Me. A dot shows where it sits between two ends, such as major metro and small town; neither end is better. Coloured bars run from poor (red) to excellent (green).

🏙️City size Mid-size Major metroSmall town
🏘️Urban or quiet Urban & suburban mix Dense & urbanQuiet / rural
🚶Getting around Mostly walkable Walk & transitCar essential
🌲Culture or nature Culture & nature Culture & nightlifeNature on the doorstep
🌡️Climate Cold winters Warm all yearLong, snowy winters
💰Cost of living Average cost Very expensiveVery affordable
⏱️Pace Moderate pace Very fast-pacedSlow & calm
🤝Community Anonymous AnonymousTight-knit community
🏡Housing Mostly apartments ApartmentsHouses with yards
🏷️Affordable housing Average
💸Low taxes Excellent
💼Job market Average
🏥Healthcare Excellent
🎓Education Good
🧸Kids & family Poor
🐕Dog-friendly Good
⛰️Outdoors Below average
🎭Culture Average
🛡️Safety Very safe
🌪️Few natural disasters Excellent
☀️Sunny Average
🌤️Mild summers Good
✈️Airport Average

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Is Fort Collins right for you?

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Sources: US Census ACS 2019–2023, Census State Tax Collections FY2025, Zillow 3-bedroom ZHVI, HUD Fair Market Rents, BEA Regional Price Parities 2024, FBI 2019, FEMA National Risk Index v1.20, OpenFEMA disaster declarations, NOAA Normals 1991–2020, NASA POWER, CMS, NCES IPEDS 2023, IMLS, OpenStreetMap. How scores work.