Places › Indiana › Elkhart

Living in Elkhart, IN

Small city in Indiana

Elkhart is a small city in Indiana, home to about 54,000 people, with 417,000 living within 31 mi. Day to day, most trips are by car. Life moves at a relaxed pace, and homes are mostly apartments.

Is Elkhart a good place to live? Pros and cons

👍 Pros

  • Affordable housing: a typical 3-bedroom home is about $237k and rents for $1,550 a month
  • Low natural disaster risk: 3 federally declared disasters since 2000
  • Mild summers: highs around 82°F
  • Strong healthcare: 3 top-rated (4–5★) hospitals within 31 mi

👎 Cons

  • Cloudier than most places
  • Smaller job market: about 417,000 people live within 31 mi
  • Fewer graduates: 18% of adults have a bachelor's degree or higher
  • Quieter on culture: few museums and attractions nearby

Whether it's a good place for you depends on what you value. Take the quiz to see how Elkhart ranks against your own priorities.

Key facts

Population
54,000
417,000 within 31 mi
Winter / summer highs
35°F / 82°F
Average daily highs · 37″ snow a year
3-bedroom home
$237k
Typical value (Zillow)
3-bedroom rent
$1,550/mo
Incl. utilities (HUD)
Cost of living
90
US average = 100 (BEA)
Taxes
$1,275
State income tax per resident · 0.91% property tax
Safety
No data
Not in FBI 2019 city table
Natural disasters
3 since 2000
Declared in the county · mainly flooding, cold waves
Top-rated hospitals
3
4–5★ within 31 mi (CMS)
Adults with a degree
18%
1 research university within 31 mi
Nearest major airport
GRR
85 mi away

Living in Elkhart: common questions

What is the cost of living in Elkhart?

A typical 3-bedroom home is worth about $237k, and a 3-bedroom rents for about $1,550 a month including utilities. Overall living costs are below the US average (index 90, where the US is 100).

What are taxes like in Elkhart?

Indiana collects about $1,275 in state income tax per resident, and homeowners here pay about 0.91% of their home's value in property tax each year.

Is Elkhart safe?

Elkhart isn't in the FBI's 2019 city crime table, so Best Life Fit Me counts its safety as average.

What is the weather like in Elkhart?

Elkhart has cold winters: winter days average around 35°F and summer days around 82°F, with roughly 37″ of snow a year.

Does Elkhart get natural disasters?

Natural disaster risk is low, mainly from flooding, cold waves and tornadoes: 3 federally declared disasters have hit the county since 2000, and FEMA expects about 0.63 deaths or injuries per 100,000 residents a year.

What is the nearest major airport to Elkhart?

The nearest major airport is GRR, about 85 mi away.

How Elkhart scores

Each bar compares Elkhart with the other 1143 places in Best Life Fit Me. A dot shows where it sits between two ends, such as major metro and small town; neither end is better. Coloured bars run from poor (red) to excellent (green).

🏙️City size Small city Major metroSmall town
🏘️Urban or quiet Suburban Dense & urbanQuiet / rural
🚶Getting around Mostly car Walk & transitCar essential
🌲Culture or nature Nature nearby Culture & nightlifeNature on the doorstep
🌡️Climate Cold winters Warm all yearLong, snowy winters
💰Cost of living Very affordable Very expensiveVery affordable
⏱️Pace Relaxed Very fast-pacedSlow & calm
🤝Community Some community feel AnonymousTight-knit community
🏡Housing Mostly apartments ApartmentsHouses with yards
🏷️Affordable housing Excellent
💸Low taxes Average
💼Job market Poor
🏥Healthcare Excellent
🎓Education Poor
🧸Kids & family Good
🐕Dog-friendly Good
⛰️Outdoors Below average
🎭Culture Below average
🛡️Safety No crime data (counted as average)
🌪️Few natural disasters Excellent
☀️Sunny Poor
🌤️Mild summers Excellent
✈️Airport Average

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Is Elkhart right for you?

Answer 27 quick questions and see how it ranks against your priorities.

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Sources: US Census ACS 2019–2023, Census State Tax Collections FY2025, Zillow 3-bedroom ZHVI, HUD Fair Market Rents, BEA Regional Price Parities 2024, FBI 2019, FEMA National Risk Index v1.20, OpenFEMA disaster declarations, NOAA Normals 1991–2020, NASA POWER, CMS, NCES IPEDS 2023, IMLS, OpenStreetMap. How scores work.