Places › Florida › Cutler Bay

Living in Cutler Bay, FL

Suburb in Florida

Cutler Bay is a suburb in Florida, home to about 44,000 people, with 2.8 million living within 31 mi. Day to day, there is some transit, though many people drive. Life moves at a fast pace, and homes are mostly houses.

Is Cutler Bay a good place to live? Pros and cons

👍 Pros

  • Strong healthcare: 9 top-rated (4–5★) hospitals within 31 mi
  • Easy flying: MIA is 16 mi away
  • Low taxes: no state income tax, 0.89% property tax
  • Safe: violent crime is 0.5× the US rate (FBI 2019)

👎 Cons

  • Fewer outdoor escapes: flat, with few parks for its size
  • Few dog parks: 12 within 9 mi
  • Pricey housing: a typical 3-bedroom home is about $542k, and rent is $3,130 a month

Whether it's a good place for you depends on what you value. Take the quiz to see how Cutler Bay ranks against your own priorities.

Key facts

Population
44,000
2.8 million within 31 mi
Winter / summer highs
77°F / 90°F
Average daily highs
3-bedroom home
$542k
Typical value (Zillow)
3-bedroom rent
$3,130/mo
Incl. utilities (HUD)
Cost of living
114
US average = 100 (BEA)
Taxes
No income tax
State income tax per resident · 0.89% property tax
Safety
0.5× US
Violent crime vs US (FBI 2019)
Natural disasters
12 since 2000
Declared in the county · mainly flooding, hurricanes
Top-rated hospitals
9
4–5★ within 31 mi (CMS)
Adults with a degree
32%
2 research universities within 31 mi
Nearest major airport
MIA
16 mi away

Living in Cutler Bay: common questions

What is the cost of living in Cutler Bay?

A typical 3-bedroom home is worth about $542k, and a 3-bedroom rents for about $3,130 a month including utilities. Overall living costs are above the US average (index 114, where the US is 100).

What are taxes like in Cutler Bay?

Florida has no state income tax, and homeowners here pay about 0.89% of their home's value in property tax each year.

Is Cutler Bay safe?

Violent crime is well below the national rate (0.5× in FBI 2019 data).

What is the weather like in Cutler Bay?

Cutler Bay is warm all year: winter days average around 77°F and summer days around 90°F.

Does Cutler Bay get natural disasters?

Natural disaster risk is moderate, mainly from flooding and hurricanes: 12 federally declared disasters have hit the county since 2000, and FEMA expects about 0.41 deaths or injuries per 100,000 residents a year.

What is the nearest major airport to Cutler Bay?

The nearest major airport is MIA, about 16 mi away.

How Cutler Bay scores

Each bar compares Cutler Bay with the other 1143 places in Best Life Fit Me. A dot shows where it sits between two ends, such as major metro and small town; neither end is better. Coloured bars run from poor (red) to excellent (green).

🏙️City size Mid-size Major metroSmall town
🏘️Urban or quiet Urban Dense & urbanQuiet / rural
🚶Getting around Some transit Walk & transitCar essential
🌲Culture or nature Strong culture scene Culture & nightlifeNature on the doorstep
🌡️Climate Warm all year Warm all yearLong, snowy winters
💰Cost of living Expensive Very expensiveVery affordable
⏱️Pace Fast-paced Very fast-pacedSlow & calm
🤝Community Tight-knit community AnonymousTight-knit community
🏡Housing Mostly houses ApartmentsHouses with yards
🏷️Affordable housing Below average
💸Low taxes Good
💼Job market Good
🏥Healthcare Excellent
🎓Education Average
🧸Kids & family Average
🐕Dog-friendly Below average
⛰️Outdoors Below average
🎭Culture Good
🛡️Safety Safe
🌪️Few natural disasters Good
☀️Sunny Good
🌤️Mild summers Average
✈️Airport Excellent

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Is Cutler Bay right for you?

Answer 27 quick questions and see how it ranks against your priorities.

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Sources: US Census ACS 2019–2023, Census State Tax Collections FY2025, Zillow 3-bedroom ZHVI, HUD Fair Market Rents, BEA Regional Price Parities 2024, FBI 2019, FEMA National Risk Index v1.20, OpenFEMA disaster declarations, NOAA Normals 1991–2020, NASA POWER, CMS, NCES IPEDS 2023, IMLS, OpenStreetMap. How scores work.