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Living in Columbia, TN

Small city in Tennessee

Columbia is a small city in Tennessee, home to about 44,000 people, with 318,000 living within 31 mi. Day to day, a car is essential. Life moves at a slow, calm pace, and homes are mostly houses.

Is Columbia a good place to live? Pros and cons

👍 Pros

  • Low taxes: no state income tax, 0.55% property tax
  • Affordable housing: a typical 3-bedroom home is about $359k and rents for $1,700 a month
  • Mild summers: highs around 88°F

👎 Cons

  • Fewer graduates: 24% of adults have a bachelor's degree or higher
  • Fewer outdoor escapes: no big hills or water close by
  • Quieter on culture: few museums and attractions nearby
  • Fewer family amenities than most places

Whether it's a good place for you depends on what you value. Take the quiz to see how Columbia ranks against your own priorities.

Key facts

Population
44,000
318,000 within 31 mi
Winter / summer highs
51°F / 88°F
Average daily highs
3-bedroom home
$359k
Typical value (Zillow)
3-bedroom rent
$1,700/mo
Incl. utilities (HUD)
Cost of living
96
US average = 100 (BEA)
Taxes
No income tax
State income tax per resident · 0.55% property tax
Safety
1.7× US
Violent crime vs US (FBI 2019)
Natural disasters
10 since 2000
Declared in the county · mainly flooding, earthquakes
Top-rated hospitals
1
4–5★ within 31 mi (CMS)
Adults with a degree
24%
No research university within 31 mi
Nearest major airport
BNA
40 mi away

Living in Columbia: common questions

What is the cost of living in Columbia?

A typical 3-bedroom home is worth about $359k, and a 3-bedroom rents for about $1,700 a month including utilities. Overall living costs are below the US average (index 96, where the US is 100).

What are taxes like in Columbia?

Tennessee has no state income tax, and homeowners here pay about 0.55% of their home's value in property tax each year.

Is Columbia safe?

Violent crime is well above the national rate (1.7× in FBI 2019 data).

What is the weather like in Columbia?

Columbia has cool winters: winter days average around 51°F and summer days around 88°F.

Does Columbia get natural disasters?

Natural disaster risk is moderate, mainly from flooding, earthquakes and tornadoes: 10 federally declared disasters have hit the county since 2000, and FEMA expects about 1.99 deaths or injuries per 100,000 residents a year.

What is the nearest major airport to Columbia?

The nearest major airport is BNA, about 40 mi away.

How Columbia scores

Each bar compares Columbia with the other 1143 places in Best Life Fit Me. A dot shows where it sits between two ends, such as major metro and small town; neither end is better. Coloured bars run from poor (red) to excellent (green).

🏙️City size Small town Major metroSmall town
🏘️Urban or quiet Quiet / rural Dense & urbanQuiet / rural
🚶Getting around Car essential Walk & transitCar essential
🌲Culture or nature Culture & nature Culture & nightlifeNature on the doorstep
🌡️Climate Cool winters Warm all yearLong, snowy winters
💰Cost of living Affordable Very expensiveVery affordable
⏱️Pace Slow & calm Very fast-pacedSlow & calm
🤝Community Friendly community AnonymousTight-knit community
🏡Housing Mostly houses ApartmentsHouses with yards
🏷️Affordable housing Excellent
💸Low taxes Excellent
💼Job market Poor
🏥Healthcare Average
🎓Education Poor
🧸Kids & family Poor
🐕Dog-friendly Poor
⛰️Outdoors Poor
🎭Culture Poor
🛡️Safety Moderate crime
🌪️Few natural disasters Average
☀️Sunny Average
🌤️Mild summers Good
✈️Airport Average

Places like Columbia

These places have the most similar overall profile across all 23 aspects.

Nearby

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Is Columbia right for you?

Answer 27 quick questions and see how it ranks against your priorities.

Take the free quiz →

Sources: US Census ACS 2019–2023, Census State Tax Collections FY2025, Zillow 3-bedroom ZHVI, HUD Fair Market Rents, BEA Regional Price Parities 2024, FBI 2019, FEMA National Risk Index v1.20, OpenFEMA disaster declarations, NOAA Normals 1991–2020, NASA POWER, CMS, NCES IPEDS 2023, IMLS, OpenStreetMap. How scores work.