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Living in Chicago, IL

Major city in Illinois

Chicago is a major city in Illinois, home to about 2.7 million people, with 6.7 million living within 31 mi. Day to day, you can walk or take transit almost everywhere. Life moves at a very fast pace, and homes are mostly apartments.

In short: Big-city careers and culture with good transit and a lakefront, at a lower cost than the coasts. Cold winters.

Is Chicago a good place to live? Pros and cons

👍 Pros

  • Strong healthcare: 20 top-rated (4–5★) hospitals within 31 mi
  • Lots of culture: museums, zoos and attractions nearby
  • Mild summers: highs around 79°F
  • Easy flying: MDW is 5 mi away

👎 Cons

  • Few dog parks: 60 within 9 mi
  • Fewer family amenities than most places
  • Cloudier than most places
  • Higher taxes: about $2,002 state income tax per resident, 1.53% property tax

Whether it's a good place for you depends on what you value. Take the quiz to see how Chicago ranks against your own priorities.

Key facts

Population
2.7 million
6.7 million within 31 mi
Winter / summer highs
35°F / 79°F
Average daily highs · 39″ snow a year
3-bedroom home
$354k
Typical value (Zillow)
3-bedroom rent
$2,290/mo
Incl. utilities (HUD)
Cost of living
104
US average = 100 (BEA)
Taxes
$2,002
State income tax per resident · 1.53% property tax
Safety
2.5× US
Violent crime vs US (FBI 2019)
Natural disasters
8 since 2000
Declared in the county · mainly flooding, cold waves
Top-rated hospitals
20
4–5★ within 31 mi (CMS)
Adults with a degree
43%
6 research universities within 31 mi
Nearest major airport
MDW
5 mi away

Living in Chicago: common questions

What is the cost of living in Chicago?

A typical 3-bedroom home is worth about $354k, and a 3-bedroom rents for about $2,290 a month including utilities. Overall living costs are above the US average (index 104, where the US is 100).

What are taxes like in Chicago?

Illinois collects about $2,002 in state income tax per resident, and homeowners here pay about 1.53% of their home's value in property tax each year.

Is Chicago safe?

Violent crime is well above the national rate (2.5× in FBI 2019 data).

What is the weather like in Chicago?

Chicago has cold winters: winter days average around 35°F and summer days around 79°F, with roughly 39″ of snow a year.

Does Chicago get natural disasters?

Natural disaster risk is moderate, mainly from flooding, cold waves and tornadoes: 8 federally declared disasters have hit the county since 2000, and FEMA expects about 1.59 deaths or injuries per 100,000 residents a year.

What is the nearest major airport to Chicago?

The nearest major airport is MDW, about 5 mi away.

How Chicago scores

Each bar compares Chicago with the other 1143 places in Best Life Fit Me. A dot shows where it sits between two ends, such as major metro and small town; neither end is better. Coloured bars run from poor (red) to excellent (green).

🏙️City size Major metro Major metroSmall town
🏘️Urban or quiet Dense & urban Dense & urbanQuiet / rural
🚶Getting around Walk & transit Walk & transitCar essential
🌲Culture or nature Culture & nightlife Culture & nightlifeNature on the doorstep
🌡️Climate Cold winters Warm all yearLong, snowy winters
💰Cost of living Average cost Very expensiveVery affordable
⏱️Pace Very fast-paced Very fast-pacedSlow & calm
🤝Community Anonymous AnonymousTight-knit community
🏡Housing Apartments ApartmentsHouses with yards
🏷️Affordable housing Good
💸Low taxes Below average
💼Job market Excellent
🏥Healthcare Excellent
🎓Education Excellent
🧸Kids & family Poor
🐕Dog-friendly Poor
⛰️Outdoors Below average
🎭Culture Excellent
🛡️Safety Higher crime
🌪️Few natural disasters Good
☀️Sunny Poor
🌤️Mild summers Excellent
✈️Airport Excellent

Places like Chicago

These places have the most similar overall profile across all 23 aspects.

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Is Chicago right for you?

Answer 27 quick questions and see how it ranks against your priorities.

Take the free quiz →

Sources: US Census ACS 2019–2023, Census State Tax Collections FY2025, Zillow 3-bedroom ZHVI, HUD Fair Market Rents, BEA Regional Price Parities 2024, FBI 2019, FEMA National Risk Index v1.20, OpenFEMA disaster declarations, NOAA Normals 1991–2020, NASA POWER, CMS, NCES IPEDS 2023, IMLS, OpenStreetMap. How scores work.