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Living in Chesterfield, MO

Suburb in Missouri

Chesterfield is a suburb in Missouri, home to about 50,000 people, with 1.8 million living within 31 mi. Day to day, a car is essential. Life moves at a relaxed pace, and homes are mostly houses.

Is Chesterfield a good place to live? Pros and cons

👍 Pros

  • Strong healthcare: 13 top-rated (4–5★) hospitals within 31 mi
  • Highly educated: 72% of adults have a bachelor's degree or higher, and 3 research universities are within 31 mi
  • Easy flying: STL is 13 mi away
  • Low taxes: about $1,262 state income tax per resident, 1.18% property tax

👎 Cons

  • Fewer outdoor escapes: no big hills or water close by
  • Few dog parks: 4 within 9 mi
  • Cloudier than most places

Whether it's a good place for you depends on what you value. Take the quiz to see how Chesterfield ranks against your own priorities.

Key facts

Population
50,000
1.8 million within 31 mi
Winter / summer highs
44°F / 87°F
Average daily highs · 8″ snow a year
3-bedroom home
$487k
Typical value (Zillow)
3-bedroom rent
$1,570/mo
Incl. utilities (HUD)
Cost of living
95
US average = 100 (BEA)
Taxes
$1,262
State income tax per resident · 1.18% property tax
Safety
No data
Not in FBI 2019 city table
Natural disasters
14 since 2000
Declared in the county · mainly flooding, heat waves
Top-rated hospitals
13
4–5★ within 31 mi (CMS)
Adults with a degree
72%
3 research universities within 31 mi
Nearest major airport
STL
13 mi away

Living in Chesterfield: common questions

What is the cost of living in Chesterfield?

A typical 3-bedroom home is worth about $487k, and a 3-bedroom rents for about $1,570 a month including utilities. Overall living costs are below the US average (index 95, where the US is 100).

What are taxes like in Chesterfield?

Missouri collects about $1,262 in state income tax per resident, and homeowners here pay about 1.18% of their home's value in property tax each year.

Is Chesterfield safe?

Chesterfield isn't in the FBI's 2019 city crime table, so Best Life Fit Me counts its safety as average.

What is the weather like in Chesterfield?

Chesterfield has cool winters: winter days average around 44°F and summer days around 87°F, with roughly 8″ of snow a year.

Does Chesterfield get natural disasters?

Natural disaster risk is high, mainly from flooding, heat waves and earthquakes: 14 federally declared disasters have hit the county since 2000, and FEMA expects about 2.59 deaths or injuries per 100,000 residents a year.

What is the nearest major airport to Chesterfield?

The nearest major airport is STL, about 13 mi away.

How Chesterfield scores

Each bar compares Chesterfield with the other 1143 places in Best Life Fit Me. A dot shows where it sits between two ends, such as major metro and small town; neither end is better. Coloured bars run from poor (red) to excellent (green).

🏙️City size Small city Major metroSmall town
🏘️Urban or quiet Suburban Dense & urbanQuiet / rural
🚶Getting around Car essential Walk & transitCar essential
🌲Culture or nature Culture & nightlife Culture & nightlifeNature on the doorstep
🌡️Climate Cool winters Warm all yearLong, snowy winters
💰Cost of living Average cost Very expensiveVery affordable
⏱️Pace Relaxed Very fast-pacedSlow & calm
🤝Community Friendly community AnonymousTight-knit community
🏡Housing Mostly houses ApartmentsHouses with yards
🏷️Affordable housing Good
💸Low taxes Good
💼Job market Average
🏥Healthcare Excellent
🎓Education Excellent
🧸Kids & family Average
🐕Dog-friendly Below average
⛰️Outdoors Poor
🎭Culture Average
🛡️Safety No crime data (counted as average)
🌪️Few natural disasters Average
☀️Sunny Below average
🌤️Mild summers Good
✈️Airport Excellent

Places like Chesterfield

These places have the most similar overall profile across all 23 aspects.

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Is Chesterfield right for you?

Answer 27 quick questions and see how it ranks against your priorities.

Take the free quiz →

Sources: US Census ACS 2019–2023, Census State Tax Collections FY2025, Zillow 3-bedroom ZHVI, HUD Fair Market Rents, BEA Regional Price Parities 2024, FBI 2019, FEMA National Risk Index v1.20, OpenFEMA disaster declarations, NOAA Normals 1991–2020, NASA POWER, CMS, NCES IPEDS 2023, IMLS, OpenStreetMap. How scores work.