Places › Indiana › Carmel

Living in Carmel, IN

Suburb in Indiana

Carmel is a suburb in Indiana, home to about 101,000 people, with 1.7 million living within 31 mi. Day to day, most trips are by car. Life moves at a relaxed pace, and homes are mostly houses.

In short: Often ranked among the best places to raise a family: safe, affordable, with trails and a walkable arts district.

Is Carmel a good place to live? Pros and cons

👍 Pros

  • Strong healthcare: 10 top-rated (4–5★) hospitals within 31 mi
  • Safe: violent crime is 0.08× the US rate (FBI 2019)
  • Dog-friendly: 15 dog parks within 9 mi
  • Family-friendly: playgrounds, family attractions and plenty of households with kids

👎 Cons

  • Cloudier than most places
  • Fewer outdoor escapes: no big hills or water close by

Whether it's a good place for you depends on what you value. Take the quiz to see how Carmel ranks against your own priorities.

Key facts

Population
101,000
1.7 million within 31 mi
Winter / summer highs
38°F / 83°F
Average daily highs · 20″ snow a year
3-bedroom home
$461k
Typical value (Zillow)
3-bedroom rent
$1,910/mo
Incl. utilities (HUD)
Cost of living
96
US average = 100 (BEA)
Taxes
$1,275
State income tax per resident · 0.84% property tax
Safety
0.08× US
Violent crime vs US (FBI 2019)
Natural disasters
9 since 2000
Declared in the county · mainly flooding, tornadoes
Top-rated hospitals
10
4–5★ within 31 mi (CMS)
Adults with a degree
75%
1 research university within 31 mi
Nearest major airport
IND
19 mi away

Living in Carmel: common questions

What is the cost of living in Carmel?

A typical 3-bedroom home is worth about $461k, and a 3-bedroom rents for about $1,910 a month including utilities. Overall living costs are below the US average (index 96, where the US is 100).

What are taxes like in Carmel?

Indiana collects about $1,275 in state income tax per resident, and homeowners here pay about 0.84% of their home's value in property tax each year.

Is Carmel safe?

Violent crime is well below the national rate (0.08× in FBI 2019 data).

What is the weather like in Carmel?

Carmel has cold winters: winter days average around 38°F and summer days around 83°F, with roughly 20″ of snow a year.

Does Carmel get natural disasters?

Natural disaster risk is low, mainly from flooding and tornadoes: 9 federally declared disasters have hit the county since 2000, and FEMA expects about 0.62 deaths or injuries per 100,000 residents a year.

What is the nearest major airport to Carmel?

The nearest major airport is IND, about 19 mi away.

How Carmel scores

Each bar compares Carmel with the other 1143 places in Best Life Fit Me. A dot shows where it sits between two ends, such as major metro and small town; neither end is better. Coloured bars run from poor (red) to excellent (green).

🏙️City size Mid-size Major metroSmall town
🏘️Urban or quiet Suburban Dense & urbanQuiet / rural
🚶Getting around Mostly car Walk & transitCar essential
🌲Culture or nature Strong culture scene Culture & nightlifeNature on the doorstep
🌡️Climate Cold winters Warm all yearLong, snowy winters
💰Cost of living Average cost Very expensiveVery affordable
⏱️Pace Relaxed Very fast-pacedSlow & calm
🤝Community Friendly community AnonymousTight-knit community
🏡Housing Mostly houses ApartmentsHouses with yards
🏷️Affordable housing Good
💸Low taxes Good
💼Job market Average
🏥Healthcare Excellent
🎓Education Excellent
🧸Kids & family Excellent
🐕Dog-friendly Excellent
⛰️Outdoors Below average
🎭Culture Average
🛡️Safety Very safe
🌪️Few natural disasters Good
☀️Sunny Below average
🌤️Mild summers Excellent
✈️Airport Excellent

Places like Carmel

These places have the most similar overall profile across all 23 aspects.

Nearby

See all the best places to live in Indiana.

Is Carmel right for you?

Answer 27 quick questions and see how it ranks against your priorities.

Take the free quiz →

Sources: US Census ACS 2019–2023, Census State Tax Collections FY2025, Zillow 3-bedroom ZHVI, HUD Fair Market Rents, BEA Regional Price Parities 2024, FBI 2019, FEMA National Risk Index v1.20, OpenFEMA disaster declarations, NOAA Normals 1991–2020, NASA POWER, CMS, NCES IPEDS 2023, IMLS, OpenStreetMap. How scores work.